First National Bank Alaska · 1 day ago
Mortgage Loan Originator II
First National Bank Alaska is recognized as the Best Place to Work in Alaska and is seeking motivated Mortgage Loan Originators to join their team. In this role, you will work closely with home buyers to assess their needs and recommend suitable loan programs while generating new business through community engagement.
Banking
Responsibilities
Sells mortgage loan products to existing and prospective customers by interviewing, evaluating needs, and making mortgage loan product recommendations; analyzes customers' financial information to determine if customer qualifies for a loan and determines best fitting investor and loan program
Develops additional business and referral base through outside sales, mailings to existing and potential customers, attending real estate industry functions, and participating in community outreach programs
May originate complex mortgage loans under direct guidance of the Unit Head, developing in-depth knowledge of the most complex mortgage products, to identify cross selling opportunities, and make referrals to other areas of the bank
Prepares required preliminary disclosures that comply with federal and industry regulations for supervisory review prior to dissemination
Performs other work-related duties as assigned by supervisor
Qualification
Required
Bachelor's degree in business, marketing, or related field and two years' relationship building sales experience; or four years' relationship-building sales experience; or equivalent combination of education/training and experience
Ability to keyboard 35 wpm and operate a 10-key calculator required
Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations
Ability to write reports, business correspondence, and procedure manuals
Ability to effectively present information and respond to questions from groups of managers, customers, and the general public
Ability to provide a thorough explanation of documents required for processing a mortgage loan
Ability to work with mathematical concepts such as probability and statistical inference
Ability to calculate figures and amounts such as charges, payoffs, discounts, interest, percentages and ratios
Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form
Ability to deal with problems involving variable in standardized situations
Preferred
One year real estate or mortgage experience; familiarity with FHA/VA, AHFC, FNMA, and other investor lending programs
Word processing and spreadsheet experience preferred