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BOK Financial · 2 days ago

Credit Products Underwriter I - Commercial Banking

Phoenix, AZ

Full-time

Onsite

Entry, Mid Level

2+ years exp

BOK Financial is a stable and financially strong organization that provides excellent training and development. The Credit Products Underwriter I is primarily responsible for underwriting complex financial transactions and providing product and industry expertise to clients.

BankingCredit CardsFinancial Services

Responsibilities

You will prepare financial underwriting for transactions that impact lending division profitability

You will conduct credit analysis independently or with senior staff based on complexity

You will provide recommendations on transaction structure to Relationship and Department Managers

You will identify and document policy exceptions while gathering key customer information

You will collaborate with credit approval officers to support analysis and conclusions

You will assist in developing new credit business through joint calls with Relationship Managers

You will prepare compliance reports, commitment documents, and present credit information to management

Qualification

Credit analysisFinancial underwritingLoan documentationPCSpreadsheet skillsCommunication skillsOrganizational skillsCritical reviewRelationship managementConflict managementTime management

Required

Bachelor's degree

2+ years of credit analysis/credit products underwriter experience

7+ years of equivalent work-related experience

Ability to clearly communicate and convey information and ideas through a variety of channels

Ability to leverage a network of relationships with clients, relationship managers, and peers for support in achieving both the individual and organizational goals

General knowledge and understanding of credit principles, lending functions, loan analysis, and application of general credit policies

Excellent organizational skills and meticulous work habits

Ability to critically review work for errors and incorrect conclusions

Ability to complete assignments quickly and efficiently with minimal direction

Ability to proactively communicate with both colleagues and senior personnel

Conflict management skills

Ability to work efficiently under limited timeframes

General knowledge of loan documentation, loan policy and regulations

General knowledge of the Loan Grading Process

Excellent oral and written communications skills

Advanced PC and spreadsheet software skills