AutoNation · 1 day ago
Risk Analyst II
Irving, TX
Full-time
Onsite
Mid Level
3+ years expAutoNation is one of the largest automotive retailers in the United States, offering innovative products and exceptional services. As a Risk Analyst II, you will analyze and evaluate processes and strategies related to consumer finance, particularly in servicing and collections, while supporting various business units with reporting and data analysis.
AutomotiveCustomer ServiceRetail
Responsibilities
Work with Risk and Servicing Leadership to develop data driving collections strategies that encompass the portfolio behavioral scorecard
Support Servicing Leaders with development of KPI management and incentive plans
Support Contact Administration team as needed
Gain understanding of ANF business specific policies and procedures
Determine operational objectives by studying business functions; gathering information; evaluating output requirements and formats
Support development of analyses and reporting related to losses, delinquencies, balance liquidations, interest income, fee income, and new originations
Conduct insightful, ad hoc analyses to investigate ongoing or one-time operational issues
Support projects, data collection and analysis, with summarization of findings and clear communication with superiors
Recommend controls by identifying problems and writing improved procedures
Contribute to team effort by accomplishing related results as needed
Support other needs of the Risk department
Ability to maintain confidentiality
Ability to make discretionary decisions
Qualification
Required
Deep understanding of consumer finance with auto preferred in the servicing portfolio arena
Work closely with individual business units to gather, analyze, and evaluate processes, procedures, strategies and KPIs, with a focus on Servicing (Collections and Loss Recoveries)
Document requirements, define scope and objectives, and formulate solutions for implementation
Reporting duties, including daily and monthly reporting management and other regular duties
High volume of as needed analysis to address the needs of each department with a strong focus in servicing as well as upper management
Support and contribute to the work of the Risk Department
Work with Risk and Servicing Leadership to develop data driving collections strategies that encompass the portfolio behavioral scorecard
Support Servicing Leaders with development of KPI management and incentive plans
Support Contact Administration team as needed
Gain understanding of ANF business specific policies and procedures
Determine operational objectives by studying business functions; gathering information; evaluating output requirements and formats
Support development of analyses and reporting related to losses, delinquencies, balance liquidations, interest income, fee income, and new originations
Conduct insightful, ad hoc analyses to investigate ongoing or one-time operational issues
Support projects, data collection and analysis, with summarization of findings and clear communication with superiors
Recommend controls by identifying problems and writing improved procedures
Contribute to team effort by accomplishing related results as needed
Support other needs of the Risk department
Ability to maintain confidentiality
Ability to make discretionary decisions
Advanced analytical and data-review skills with the ability to identify inconsistencies or anomalies in application details or documentation
Strong understanding of auto finance or other receivables financing (Mortgage, Credit Cards) processes
Ability to examine large amounts of unstructured data and develop business insights
Strong attention to detail, organization, and written documentation skills
Clear communication skills with the ability to provide concise summaries or ask clarifying questions
Ability to work well within a team and collaborate across business units when gathering information
Strong proficiency with Microsoft 365 (Excel, Word, PowerPoint, Teams)
Ability to follow procedures, exercise sound judgment, and know when to escalate concerns
Comfortable working in a fast-paced environment with multiple competing priorities
Interest in developing stronger analytical, risk assessment, and fraud-detection capabilities
Finance, Economics, CS, IT, Accounting, Business Bachelor's Degree from accredited 4-year institution
3 – 5 years previous experience in a similar role
Understanding of modeling techniques
Proficiency in software applications such as SQL, Excel, Word, PowerPoint
Experience in financial analysis, data mining and statistics
Knowledge of complex risk management methods and technique
Demonstrated ability to apply complex financial and statistical principles
Intermediate knowledge of finance, statistics, accounting and/or consumer credit
Excellent analytical, quantitative and computer skills
Good written and verbal presentation skills and ability to communicate well with superiors
Detail-oriented and able to manage multiple tasks/deadlines
Able to work with minimal supervision
Flexible, proactive working style
Preferred
Consumer loan portfolio risk management experience preferred
Benefits
Competitive compensation and 401k matching
Enjoy a healthy work-life balance with insurance plans (health, dental, vision) and maternity benefits.
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Company
AutoNation
AutoNation is an automotive retailer that buys and sells a selection of cars for the automotive industry.
10001+ employees
H1B Sponsorship
AutoNation has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (4)
2024 (5)
2023 (8)
2022 (7)
2021 (5)
2020 (1)
Funding
Current Stage
Public CompanyTotal Funding
$700M2025-05-21Post Ipo Debt· $700M
1999-04-06IPO
Leadership Team
Thomas Szlosek
Chief Financial Officer
Jeff M Parent
Chief Operating Officer
Recent News
The Motley Fool
2025-12-18
Maryland Daily Record
2025-12-17
2025-12-11
Company data provided by crunchbase