Fitch Ratings · 1 day ago
Structured Finance - RMBS, Director - New York
New York, NY
Full-time
Hybrid
Senior Level, Lead/Staff
$140K/yr - $190K/yr
8+ years expFitch Ratings is one of the world’s top three credit ratings agencies, providing critical credit analysis and ratings to global capital markets. The Director in the Residential Mortgage-Backed Securities Group will lead transaction coverage, conduct comprehensive analyses, engage with market participants, and mentor junior analysts.
Financial ServicesInformation ServicesRisk ManagementVenture Capital
Responsibilities
Lead primary and surveillance analysis of RMBS transactions, including collateral, structural, legal, and counterparty assessments
Own cash flow modeling, scenario design, and sensitivity analysis; oversee model deployment and results interpretation
Present recommendations at rating committees; chair committees as needed and document decisions to a high standard
Drive criteria application and contribute to criteria development and methodological enhancements
Produce high‑quality research, market commentary, and issuer/investor communications
Manage and deepen assigned issuer and transaction relationships; represent Fitch in external meetings and conferences
Coach and review the work of junior and senior analysts to ensure analytical rigor and consistency
Monitor market developments, performance trends, and regulatory changes; translate insights into analytical viewpoints
Qualification
Required
8+ years of relevant experience in RMBS/ABS, mortgage credit, structured finance, or closely related capital markets roles
At least a bachelor's degree; advanced degree and/or CFA/FRM is a plus
Strong analytical and quantitative skills, including proficiency with cash flow modeling and large datasets
Excellent written and verbal communication skills and are comfortable engaging senior external stakeholders
Thrive in a collaborative, fast‑paced environment and can manage multiple transactions and deadlines
Preferred
Direct lead experience on RMBS new‑issue and surveillance mandates, including presenting or chairing rating committees
Deep knowledge of U.S. mortgage products, origination/servicing practices, due diligence, and performance drivers
Hands‑on experience with RMBS cash flow engines, loan‑level analytics, and scenario/sensitivity frameworks
Demonstrated contributions to criteria, methodology consultations, or thought‑leadership publications
Established relationships with RMBS issuers, arrangers, servicers, and investors
Experience mentoring and reviewing the work of junior analysts; strong quality control and documentation discipline
Benefits
Hybrid Work Environment: 3 days a week in office required based on your line of business and location
A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity
Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals
Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing
Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively
Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe
Dedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community
Company
Fitch Ratings
Fitch Ratings is a global rating agency committed to providing the world’s credit markets with independent and prospective credit.
5001-10000 employees
H1B Sponsorship
Fitch Ratings has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (35)
2024 (16)
2023 (37)
2022 (44)
2021 (16)
2020 (25)
Funding
Current Stage
Late StageTotal Funding
unknownKey Investors
Hearst Communications
2006-03-15Corporate Round
Leadership Team
Tracey Perini
Chief Financial Officer
Laura Porter
Global Group Head - Public Finance & Infrastructure
Recent News
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