Delta Dental of Missouri · 1 week ago
Underwriter
Saint Louis, Missouri, United States
Full-time
Hybrid
Entry, Mid LevelDelta Dental of Missouri is seeking an Underwriter to evaluate and analyze group experience data for dental and vision insurance products. The role involves collaborating with sales and account management teams to ensure pricing accuracy and data integrity while managing the underwriting workflow within the SONIC system.
Insurance
Responsibilities
Develops and evaluates rates for new business, renewals, and benefit plan changes. This work may include but is not limited to:
Analyzing group experience to determine accurate rates for dental and vision insurance products
Applying underwriting guidelines and principles to assess risk and competitive positioning
Preparing rates in a timely and accurate manner
Collaborating with account management, ensuring alignment with client needs and company objectives
Conducts actual-to-expected pricing analysis. This work may include but is not limited to:
Reviewing claims cost projections to ensure accurate pricing and anticipated margins
Identifying trends or discrepancies to improve future underwriting decisions
Maintaining detailed documentation for retrospective and financial analysis
Maintains and oversees SONIC workflow for new group implementation. This work may include but is not limited to:
Monitors, updates, and manages workflows to ensure timely completion of underwriting and implementation steps
Ensures that required documentation, approvals, and deliverables progress accurately through the workflow
Verifies data integrity within the system to support downstream functions such as contract issuance and plan setup
Identifies and resolves workflow exceptions or bottlenecks in collaboration with key business partners
Provides input and testing support for SONIC system enhancements to improve automation, reporting accuracy, and overall process efficiency
Draft and customize contracts and benefit booklets. This work may include but is not limited to:
Preparing ASC contracts for new and existing clients based on group specifications
Collaborating with Compliance and other departments to finalize contract language and ensure consistency
Review and customize benefit booklets to accurately reflect approved plan designs
Collaborates with internal and external stakeholders. This work may include but is not limited to:
Communicating underwriting decisions and unique client features to account managers and implementation teams
Addressing underwriting-related questions from internal departments, brokers, and clients
Representing the organization professionally at conferences, client meetings, and broker events, as needed
Participates in training and professional development. This work may include but is not limited to:
Engaging in training programs to enhance underwriting knowledge, technical proficiency and system expertise
Collaborating with others to gain insights on complex cases and SONIC workflow optimization
Staying updated on industry trends and regulatory requirements
Supports team operations and other duties as assigned. This work may include but is not limited to:
Assisting team members during high-volume periods or in their absence to maintain continuity of work
Contributing to team discussions and projects to improve underwriting processes and data workflows
Maintaining confidentiality and protecting company and client data in compliance with company policies and regulations
Qualification
Required
Bachelor's degree in Finance, Business Administration, Mathematics, Statistics, Actuarial Science, or a related field
Experience in underwriting or group insurance industry preferred, but equivalent financial, data, or business analytics experience will be considered
Proficiency in Microsoft Excel, Word, and Access; familiarity with SQL, R and workflow management systems is a plus
Strong analytical and decision-making skills, with a focus on accuracy, data integrity and process consistency
Ability to communicate effectively with internal and external stakeholders
Strong organizational skills and ability to prioritize multiple tasks in a fast-paced environment
Demonstrated accountability and commitment to maintaining confidentiality and data security
Ability to manage and maintain workflow systems to ensure timely and accurate completion of underwriting and implementation tasks
Company
Delta Dental of Missouri
Delta Dental of Missouri is a nonprofit 501(c)4 organization with a social mission to improve oral health in the communities we serve.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Rob Goren
President & CEO
Barbara Bentrup
Chief Financial Officer & Corporate Counsel
Company data provided by crunchbase