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BECU · 1 day ago

Sr Commercial Portfolio Manager

Oregon, United States

Full-time

Hybrid

Senior Level

$100K/yr - $186K/yr

7+ years exp

BECU is a financial institution dedicated to serving its members and communities since 1935. As a Senior Commercial Portfolio Manager, you will protect and grow BECU’s commercial lending portfolio, influencing credit decisions and strengthening member relationships while ensuring responsible financial solutions.

Banking

H1B Sponsor Likely

Responsibilities

Manage and Grow Your Portfolio: You’ll oversee an assigned portfolio of business credits, completing annual reviews, managing extensions of credit, and evaluating new credit requests to ensure each relationship remains strong and aligned with BECU’s standards

Lead Credit Analysis and Underwriting: You’ll perform detailed financial spreads, analyze balance sheets and cash flow, and underwrite new and existing relationships—bringing clarity and confidence to complex credit decisions

Exercise Independent Credit Authority: You’ll recommend and approve credit requests within your lending authority, including risk ratings, pricing, and structures for large and complex CRE and C&I credits

Support Members Through Challenges: When loans become troubled, you’ll collaborate with borrowers, Relationship Managers, and legal partners to navigate solutions until transition to Credit Risk Special Assets occurs

Advise Business Services Leadership: You’ll provide thoughtful recommendations on new credit requests, renewals, and annual reviews, helping leadership make informed, strategic decisions

Structure and Protect Credit Relationships: You’ll work closely with attorneys and financial professionals to ensure loan structures are accurate, compliant, and designed to protect BECU’s interests

Collaborate and Mentor: You’ll coach, partner with, and mentor colleagues—sharing your technical expertise and serving as a trusted consultative resource across Business Services

Negotiate Credit Terms: You’ll negotiate credit terms, pricing, repayment structures, and collateral requirements, balancing member needs with prudent risk management

Stay Current and Compliant: You’ll maintain deep knowledge of commercial lending policies, procedures, and regulatory changes, ensuring all work aligns with compliance and information protection standards

Represent BECU in the Community: You’ll actively promote BECU through community involvement and industry organizations, strengthening relationships and reinforcing our commitment to the business community

Contribute Where Needed: You’ll take on additional responsibilities as assigned, supporting the evolving needs of the organization

Qualification

Commercial Real Estate (CRE)Commercial & Industrial (C&I)Credit AnalysisFinancial Statement AnalysisRisk AssessmentLeadershipNegotiationProblem-SolvingCommunication Skills

Required

Bachelor's degree in business, finance or related field, or equivalent work or educational experience

Minimum of 7 years of experience in Commercial Real Estate (CRE) and Commercial & Industrial (C&I) analysis, underwriting and/or relationship management in financial institutions

Preferred

Experience using a variety of analytical tools to spread financial statements, analyze credit quality, analyze balance sheets, assess cash flow, model base case and downside forecasts, evaluate risk and support credit approval

Advanced analytical and problem-solving skills in Commercial Real Estate (CRE) and Commercial & Industrial (C&I) lending, including in-depth knowledge of industry practices

Advanced credit and credit quality skills including accounting, financial statement spreading, and cash flow analysis experience

Advanced knowledge of credit policies, procedures, practices and documentation

Proficient verbal and written skills to effectively communicate

Effective leadership and negotiation skills

Full-time hours required, with additional hours as necessary

Benefits

401(k) Company Match (up to 3%)

4% annual contribution to your 401(k) by BECU

Medical, Dental and Vision (family contributions as well)

PTO Program + Exchange Program

Tuition Reimbursement Program

BECU Cares volunteer time off + donation match

Company

BECU

Glassdoor3.7

As a member-owned, not-for-profit financial cooperative, BECU is guided by the credit union philosophy of “people helping people.” In fact, putting people over profit guides our everyday business decisions.

Founded in 1935

Tukwila, Washington, USA

1001-5000 employees

https://www.becu.org/landing/fintech-incubator

H1B Sponsorship

BECU has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (5)

2024 (3)

2023 (1)

2022 (1)