First National Bank Alaska · 1 day ago
Lending Unit Team Leader - UMed Lending
Anchorage, AK, US
Full-time
Onsite
Senior Level
6+ years expFirst National Bank Alaska is recognized as the Best Place to Work in Alaska and is seeking an experienced lender to manage its UMed Commercial Lending Team. The Lending Unit Team Leader will oversee operations, develop banking relationships, and manage loan production while ensuring compliance with bank policies and regulations.
Banking
Responsibilities
Provides administrative oversight, advice, and guidance to loan officers in assigned lending unit; develops, coaches, and assists in the development of unit objectives and measuring unit progress toward meeting objectives; analyzes loan requests submitted by subordinate loan officers; approves/denies or recommends approval/denial within lending authority, minimizing exposure to bank losses
Generates new business and retains multiple loyal relationships for the bank by providing valuable information and services to existing customers, and by establishing new banking relationships with prospective customers using formalized processes and leveraging the bank's official relationship management program and tools; provides team and individual relationship management coaching and guidance for unit employees
Analyzes existing and prospective customers' banking needs, earnings and financial conditions to determine which bank products are appropriate, and to assess acceptable risk
Maintains satisfactory lending audits and meets objectives established for unit and individual loan portfolio quality
Manages existing loan portfolio by monitoring and maintaining credit quality and ensuring timely loan payments collection; modifies or extends loan terms or structure to protect bank's interest when required
Ensures lending compliance of the unit with bank and/or regulatory procedures, policies, and/or requirements and takes corrective action when non-compliance is identified
Educates subordinate loan officers on lending procedures, policies, and regulations and provides functional guidance as needed; reviews and recommends improvements to new and existing lending procedures; may assist with the development of new procedures
Performs other work-related duties as assigned by supervisor
Ensure business unit’s operations comply with bank policy, procedures, and banking regulations (for business unit heads)
Ensure you and your delegates have adequate and current compliance training, and ensure training is completed on time
Stay up-to-date on relevant laws and regulations
Ensure you and your delegates comply with the bank’s policies, procedures, laws and regulations
Maintain customer confidence and protect the bank’s operations by you and your delegates identifying and protecting confidential information
Maintains and implements operational components of the business units' Business Continuity Plan: conducts periodic tests, cross trains and evaluates delegates' ability to perform critical and essential functions to restore operations
Manages assigned corporate lending unit. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing, hiring, training, and terminating employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems; and implementing policies and procedures
Qualification
Required
Bachelor's degree in business, accounting, marketing, or finance and six years' commercial, real estate, or consumer lending experience including one year in a management capacity; or eight years' related experience including one year in a management capacity; or equivalent combination of education/training and experience
Word processing and spreadsheet experience required
The ability to handle highly confidential information, frequent deadlines, and time constraints required
Ability to read, analyze, and interpret common scientific and technical journals, financial reports, and legal documents
Ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community
Ability to write speeches and articles for publication that conform to the prescribed style and format
Ability to effectively present information to senior management, employees assigned to unit, and the public
Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane and solid geometry and trigonometry
Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations
Ability to define problems, collect data, establish facts, assess risk, draw valid conclusions, and make decisions based on those conclusions
Ability to interpret an extensive variety of technical instructions in written, mathematical or diagram form and deal with several abstract variables
Preferred
Two years' management experience
Company
First National Bank Alaska
Alaska’s community bank since 1922, First National Bank Alaska proudly provides financial expertise to Alaska and beyond.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Ryan Strong
Senior Executive Officer / Chief Banking Officer
Company data provided by crunchbase