Finance of America · 4 weeks ago
Compliance Officer, BSA/AML & Fraud
United States
Full-time
Remote
Mid Level
$110K/yr - $145K/yr
3+ years expFinance of America helps homeowners unlock the potential of their retirement through unique reverse mortgage options. The Compliance Officer will support the organization’s BSA, AML, and Fraud Risk Management programs by conducting monitoring, investigations, and reporting to ensure compliance with laws and internal policies.
BankingFinancial ServicesLending
Responsibilities
Conducts daily, weekly, and monthly BSA/AML monitoring activities, including transaction reviews, alert clearing, customer due diligence, and enhanced due diligence assessments
Performs investigations into unusual or potentially suspicious activity and prepare well-documented case files
Assists in preparing and filing Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs) as required
Supports ongoing refinement of customer risk ratings, KYC/CIP processes, and AML system rules
Monitors, investigates, and documents suspected fraud activity across applicable business lines
Partners with business units to recommend improvements to fraud prevention controls, customer authentication processes, and detection tools
Maintains detailed investigation records and escalate significant findings to management
Conducts periodic reviews and testing of BSA/AML and Fraud controls to assess effectiveness and identify gaps
Supports preparation of internal dashboards, regulatory reports, and management reporting
Assists with audits and regulatory examinations by gathering required documentation and responding to inquiries
Contributes to the annual BSA/AML and Fraud Risk Assessments by gathering data, documenting controls, and identifying emerging risks
Performs other duties as assigned
Qualification
Required
Minimum 3 years of related experience in in BSA/AML, fraud investigations, or compliance roles within financial services, lending, or banking
Strong understanding of BSA, AML, USA PATRIOT Act, OFAC, and fraud-related regulatory requirements
Investigative mindset with strong analytical, writing, and documentation skills
Experience working with AML or fraud monitoring systems and case management tools
Ability to manage multiple priorities in a fast-paced environment
Knowledge of the mortgage lending process and related legal and regulatory requirements
Interpersonal, oral, and written communication skills
Research, analytical, and problem-solving skills
Experience with Loan Origination Systems (LOS) (e.g. Encompass, Reverse Vision, etc.)
Proficiency in MS Office Suite
Bachelor's Degree
Preferred
Relevant certifications such as CAMS, CFE, or CAFP
Benefits
Health
Dental
Vision
Life insurance
Paid time-off benefits
Flexible spending account
401(k) with employer match
ESPP
Company
Finance of America
Finance of America Reverse LLC dba Finance of America (NMLS 2285) is the consumer brand and reverse mortgage operating subsidiary of its parent company, Finance of America Companies Inc.
501-1000 employees
Funding
Current Stage
Public CompanyTotal Funding
$300MKey Investors
Blue OwlBlackstone Tactical Opportunities
2025-12-11Post Ipo Equity· $50M
2021-04-05Post Ipo Equity· $250M
2021-04-05IPO
Leadership Team
Angela Tribelli
Chief Marketing Officer
Recent News
2026-01-07
2025-12-15
Company data provided by crunchbase