Vista National Bank & Trust · 1 week ago
Loan Processor - Consumer and Commercial
Clayton, MO
Full-time
Onsite
Entry Level
$50K/yr - $65K/yr
1+ years expVista National Bank & Trust is seeking a Loan Processor who is a key member of the lending team, responsible for managing the loan process from application to closing. This role ensures the accurate and efficient handling of various types of loans while maintaining compliance with regulatory requirements and internal policies.
Banking
Hiring Manager
Brian Landzaat
Responsibilities
Manages the entire loan processing workflow for a variety of loan types, including consumer, commercial, mortgage, and SBA loans
Prepares and organizes all necessary closing documents, ensuring accuracy and completeness prior to loan closing
Balances closing figures with title companies and other third-party vendors to ensure a seamless and compliant closing process
Coordinates with and schedules mobile notaries as necessary to execute closing documents with borrowers
Manages the funding process for all loans, ensuring that funds are disbursed correctly and in a timely manner
Boards completed loans onto the bank's core processing system, verifying that all data is accurately entered for ongoing management
Establishes and manages ongoing ticklers and exception tracking for each loan and maintains the physical and electronic loan files for the life of the loan
Proficient in consumer lending, construction lending, mortgage (TRID) lending, and unique collateral perfection, attorney prepared documentation and work out transactions as applicable
Other tasks as assigned by management
Qualification
Required
High School education or GED equivalent
1-3 years of experience required in examining/preparing collateral documentation
Experience using a documentation preparation system (preferably LaserPro)
Knowledge of various collateral types including ‘perfection' requirements
Knowledge of legal contracts, the Uniform Commercial Code, regulations governed by the Federal Reserve System, and regulations imposed by state and local governing authorities
Able to prioritize workflow and handle shifting priorities
Excellent written and verbal communication skills
Detail oriented, well organized and demonstrates flexibility, versatility and good judgement
Company
Vista National Bank & Trust
VNBT offers entrepreneurial individuals and businesses customized personal and commercial concierge wealth and trust services, lending solutions, and enhanced digital banking transactions on a national scale.
11-50 employees
Funding
Current Stage
Early StageCompany data provided by crunchbase