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FirstBank · 23 hours ago

Portfolio Manager

Atlanta, GA

Full-time

Onsite

Mid Level

FirstBank is a financial institution seeking a Portfolio Manager to support Relationship Manager sales efforts through effective management of loan portfolios. The role involves assessing risk, performing financial and credit analysis, and contributing to client relationships to drive profitability and ensure positive performance.

BankingFinanceFinancial Services

Responsibilities

Review documents for pre- and post-closing including the submission of pre-requisite and recurring credit source documentation to the bank’s imaging system

Prepare, review and monitor reports to ensure FirstBank guidelines for compliance and credit monitoring are being met

Analyze credit requests and perform financial statement analysis utilizing the bank’s standardized analysis tools

Monitor reports analyzing loan commitments and outstanding balances by customer, loan type, property type, location, size, etc

Partner with market leadership, Regional Presidents and Regional Credit Officers in support of the RMs to promote client portfolio growth and strong asset quality

Monitor past due information and future maturities, alerting the RMs as needed

Perform the analysis of key financial metrics for input in commercial loan risk rating matrices to ensure accurate stratification of the bank’s commercial loan grading portfolio

Demonstrate an understanding of financial spreads, modeling and monitoring

Perform research to maintain current knowledge of industry trends, economic trends and regulatory impacts on borrowers that may affect the ability to repay a loan in their respective portfolio

May assist in the preparation of pitch books for prospective clients

May participate in, or independently execute, the sales process as part of a well-functioning team with the Relationship Manager and/or Relationship Manager Associate

Attend meetings and represent the PM and/or RM teams as needed

Function as part of the RM team as a capable secondary point of contact for commercial clients

Provide consistent, distinctive service to all clients when delivering the FirstBank service experience

Practice safe and sound bank procedures, including adherence to applicable laws and regulations, internal controls, operational procedures, risk management policies, and security protocols

Provide independent analysis of credit requests and provide an effective challenge in loan approval and grading utilizing credit policy

Ensure source documentation and credit analysis are accurate and timely supported

Possess a sound knowledge of credit policy and its application to credit requests

Regular and reliable attendance

Perform other duties as assigned

Qualification

Financial analysisCredit analysisLoan operationsRisk managementEthical behaviorVerbal communicationWritten communicationTime managementOrganizational skills

Required

Bachelor's degree in finance or similar field preferred

Experience in banking specifically loan operations, lending or credit

Strong verbal and written communications; one-on-one and in team environments

Ability to allocate time effectively and independently to prioritize timelines

Strong personal organizational and time management skills

Ability to demonstrate the highest level of ethical behavior and confidentiality and maintain confidentiality with sensitive information

Understand and comply with bank policy, laws, regulations as applicable to your job duties. This includes but is not limited to; complete compliance training and adhere to internal procedures and controls; report any known violations of compliance policy, laws, or regulations and report any suspicious customer and/or account activity