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Regions Bank · 1 day ago

Credit Products Specialized Industries Product Specialist - Financial Services Group

Atlanta, GA

Full-time

Onsite

Senior Level

$150K/yr - $183K/yr

5+ years exp

Regions Bank is dedicated to providing performance-driven individuals a place to build a career. The Credit Products Specialized Industries Product Specialist is a client-facing role that partners with coverage to extend credit products, manage risk, and deliver credit solutions to clients.

BankingInsurance

Responsibilities

Works in support of coverage banker to develop target set of companies within markets to enhance proper client selectivity

Able to add value directly to client and coverage in articulating Regions’ underwriting methods, processes and risk appetite for specific credit products

Maintains market knowledge of loan pricing and structural trends to match client needs with Regions’ credit product solutions

Calls jointly on clients with coverage bankers to understand clients’ needs and specific risks to client business

Works with coverage banker to develop client strategy focusing on existing and potential credit exposure. Assists coverage banker in optimizing relationship through cross sell activities of credit products

Leads the credit process on identified credit product opportunities. Ultimately accountable for structuring, underwriting, closing and management of new and existing credit products for clients

Serves as the primary contact with Credit Risk

Oversees ongoing monitoring of existing portfolio by being accountable for periodic assessments and other servicing requirements

Serves as a mentor/coach to team members, specifically Credit Products Associates assigned to managed clients

Qualification

UnderwritingPortfolio ManagementCredit Risk AnalysisRelationship ManagementLoan StructuringFinancial AnalysisCoachingCommunication SkillsProblem SolvingTime ManagementNegotiation

Required

Bachelor's degree in Finance, Accounting or related field

Five (5) or more years of underwriting and portfolio management experience

Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)

Experience in relationship management either as a coverage banker or as a client facing member of the relationship team

Legal document and financial analysis experience

Understanding of loan structuring needs, loan documentation requirements and market knowledge

Excellent verbal and written communication skills

Strong problem solving and time management skills

Ability to coach others

Well organized and detail-oriented

Ability to manage multiple projects under pressure

Proven leader with ability to make sound judgments

Ability to negotiate with both internal and external parties

Benefits

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Company

Regions Bank

Glassdoor3.6

Regions Financial Corporation is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services.

Founded in 1971

Memphis, Tennessee, USA

10001+ employees