Wintrust Financial Corporation · 2 days ago
Portfolio Manager, Business Banking
Northfield, IL
Full-time
Onsite
Entry, Mid Level
$71K/yr - $92K/yr
2+ years expWintrust Financial Corporation is a $66 billion financial institution based in Rosemont, Illinois, providing community and commercial banking services. The Portfolio Manager, Business Banking analyzes business and real estate loan requests, collaborating with lending officers and performing due diligence to support credit decisions and manage portfolios effectively.
Financial ServicesWealth Management
Responsibilities
Prepare and conduct Credit Approval Presentations (CAPs) including summarizing and reporting trends
Analyze commercial credit requests of varying complexity including credit and financial information of businesses and individuals to determine the degree of risk associated with the extension of credit
Review financial statements and tax returns submitted by applicants and evaluate a borrower’s ability to repay. Recognize trends, positive or negative, impacting risk to repayment, the Bank’s collateral position or ability of the business to satisfactorily operate. Recommend risk rating adjustments, higher or lower, supported by changes in the borrower’s financial condition, collateral or other factors impacting the credit’s risk
Seek alternative means of financing or counter offers for all borrowers, if appropriate, when it is determined that the original request cannot be accommodated
Communicate directly with Relationship and Portfolio Managers as well as customers, as needed, to allow for timely and efficient underwriting of credit requests
Partner with in-house appraisal and environmental staff in ordering and reviewing third party reports such as appraisal, environmental and property condition assessments
Foster an open dialogue and strong working relationship with Credit Administration, Loan Operations, Managed Assets Department and other groups that support the line of business
Loan monitoring and covenant testing; assist in the closing of loans and reviewing and maintaining credit files and compliance reviews
Exhibit a sense of urgency towards meeting client requests while also meeting acceptable risk parameters in order to identify problems/issues to produce timely loan modifications and risk rating changes, as appropriate
Qualification
Required
Bachelor's degree in accounting, finance, business or equivalent experience
Minimum 2 years' commercial and industrial underwriting and/or portfolio management experience; formal credit training is a plus
Sound understanding of commercial credit analysis techniques including cash flow, balance sheet analysis, evaluation of collateral and personal financial condition
Strong organizational and time management skills along with the ability to proactively manage and prioritize workflow
Ability to make sound decisions in a fast-paced, time-sensitive environment
Demonstrated analytical and critical thinking skills
Excellent oral and written communication skills
Proficient in Microsoft Word and Excel; experience with nCino loan origination platform a plus
Benefits
Medical Insurance
Dental
Vision
Life insurance
Accidental death and dismemberment
Short-term and long-term Disability Insurance
Parental Leave
Employee Assistance Program (EAP)
Traditional and Roth 401(k) with company match
Flexible Spending Account (FSA)
Employee Stock Purchase Plan at 5% discount
Critical Illness Insurance
Accident Insurance
Transportation and Commuting Benefits
Banking Benefits
Pet Insurance
Company
Wintrust Financial Corporation
Wintrust Financial Corporation delivers sophisticated financial capabilities with a community bank personality across its businesses in banking, specialty finance, and wealth management.
5001-10000 employees
H1B Sponsorship
Wintrust Financial Corporation has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (26)
2024 (15)
2023 (19)
2022 (27)
2021 (10)
2020 (7)
Funding
Current Stage
Public CompanyTotal Funding
$683MKey Investors
CIVC Partners
2025-05-08Post Ipo Equity· $425M
2022-06-07Post Ipo Equity· $258M
2020-05-05IPO
Leadership Team
Timothy Crane
President and Chief Executive Officer
Recent News
2026-01-03
The Magnificent Mile Association
2025-11-11
Company data provided by crunchbase