Mortgage Closing Disclosure Specialist jobs in United States
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Mercantile Bank Limited · 2 days ago

Mortgage Closing Disclosure Specialist

Mercantile Bank is a community-focused financial institution dedicated to building strong relationships and communities. They are seeking a Mortgage Closing Disclosure Specialist to manage mortgage loan disclosures, ensuring compliance with regulations while collaborating with a team to provide excellent customer service.

BankingFinancial ServicesPersonal Branding

Responsibilities

Use your amazing detail-oriented skills to verify mortgage loans are set up appropriately and comply with all policies and regulations
Initiate appropriate disclosures while maintaining deadlines
Your enthusiastic attitude and personality will contribute to the success of the team and to the satisfaction of our customers
As a Mortgage Closing Disclosure Specialist at Mercantile Bank, you will play a pivotal role in the residential mortgage process, engaging in a variety of essential tasks such as preparing initial and re-disclosed Loan Estimates and preliminary Closing Disclosures
In addition to managing the incoming loan pipeline and the re-disclosure queue in alignment with TRID regulations, you will also handle critical closing responsibilities-such as preparing and reviewing final closing packages, coordinating with title companies, verifying payoff statements, and ensuring accurate disbursement of funds
Your attention to detail ensures compliance with federal and state regulations alongside internal policies, safeguarding the integrity of our operations
By collaborating with Mortgage Loan Officers, Processors, Closers, and Underwriters, you will uphold our high service standards while providing timely disclosures and facilitating smooth, compliant closings for clients
Your customer-centric approach and commitment to compliance will shine as you build relationships with title companies and settlement agents

Qualification

Mortgage regulationsTRID guidelinesTitle policiesAnalytical skillsTime managementProblem-solvingVerbal communicationWritten communicationAttention to detailOrganizational skills

Required

A high school diploma or GED
1 – 3 years of mortgage closing experience
Knowledge of mortgage operations and practices, regulations and lending guidelines
Minimum of one year of banking and/or mortgage experience
Familiarity with mortgage regulations, TRID guidelines, and title policies
Exceptional time management skills
Strong analytical and problem-solving abilities
Top-notch verbal and written communication skills
Keen sense of organization and attention to detail

Benefits

Competitive compensation
Bonus opportunities
Best-in-class benefit options
Minimum of 3 weeks' vacation
Sick time
11 paid holidays
Generous 401k match of 5%
Company paid life insurance
Tuition reimbursement
IVF and adoption assistance
Zero-interest loans for fitness equipment and business attire
Discounted bank services
Employee stock purchase plan
529 savings plans
Health savings accounts
Flexible spending accounts
Legal protection
Exceptional training and development opportunities
Encouragement to connect with community through volunteer opportunities

Company

Mercantile Bank Limited

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Mercantile Bank Limited emerged as a new commercial bank to provide efficient banking services and to contribute socio-economic development of the country.

Funding

Current Stage
Late Stage

Leadership Team

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Mati Ul Hasan
Managing Director
Company data provided by crunchbase