Berkshire Bank · 1 day ago
Mortgage Banking Originator
Berkshire Bank is seeking a Mortgage Banking Originator responsible for soliciting and servicing residential mortgage loans. The role involves interviewing applicants, collecting financial data, and assisting buyers through the mortgage process up to closing.
BankingFinancial Services
Responsibilities
Develop and expand internal and external referral sources
Work closely with borrower(s) to secure all required information and loan documentation required for underwriting
Submit applications and supporting documentation consistent with all state and federal regulatory and compliance guidelines
Provide ongoing communication and updates to borrower(s) on the status of their loan request
Provide all follow-up documentation as requested by underwriting/processing within a timely manner
Follow up on all conditions to ensure timely loan closings and rates lock expirations are satisfied
Cross-sell other bank products and work with appropriate business partners to deepen banking relationship
Work to meet the credit needs of the communities the Bank serves, including helping low- to moderate-income residents acquire and remain in affordable housing
Cultivate and maintain relationships with branch personnel within lending area
Ensures compliance with all banking laws, rules, regulations, and prescribed policies/practices/procedures necessary to reduce risk and uphold ethical standards related to and required by one’s duties
Qualification
Required
Must be eligible to be registered in the Nationwide Mortgage Licensing System & Registry for purposes of SAFE Act
Minimum of 5 years' experience in mortgage originations with a well-developed client base
Extensive knowledge of various loan products including: FHA, VA, and Mass Housing and portfolio lending
Knowledge of FNMA/FHLMC products and guidelines
Extensive knowledge of mortgage application procedures including disclosures, GFE, TIL, HMDA and RESPA requirements
Ability to work independently and be self-motivated
Effective written and verbal communication skills
Excellent sales and consulting skills
Strong interpersonal skills
Accuracy and attention to detail
PC literate (Word, Excel, e-mail and Internet) and ability to access and use online mortgage banking tools (credit bureaus, investor website, etc.)
Preferred
Bachelor's degree preferred
Company
Berkshire Bank
Berkshire Bank is a division of Beacon Bank & Trust, commonly known as Beacon Bank, a subsidiary of Beacon Financial Corporation (NYSE: BBT).
Funding
Current Stage
Public CompanyTotal Funding
unknown2000-07-20IPO
Leadership Team
Recent News
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2025-11-06
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