Zions Bancorporation · 1 week ago
Loan Processor / SBA Portfolio Management - ZiFi, Midvale
Midvale, Utah, United States
Full-time
Onsite
Entry, Mid Level
2+ years expZions Bancorporation is a modern digital bank redefining business banking, and they are seeking an experienced Loan Processor to join their ZiFi lending team as a Portfolio Manager. The role involves managing and servicing a portfolio of existing loan relationships, ensuring customer satisfaction, and performing financial analysis and credit underwriting.
AgricultureBankingFinanceFinancial Services
No H1B
Responsibilities
Manage and monitor SBA 7(a) small loan portfolios
Ensure compliance with the SBA’s SOP and internal policies
Process new loans, loan modifications, and guaranty fee calculations
Utilize ETRAN for SBSS, servicing updates, and reporting
Collaborate with borrowers, and internal teams to maintain portfolio health
File UCCs, manage insurance requirements, request title and environmental reports
Manage and service a portfolio of existing loan relationships, ensuring customer satisfaction and portfolio profitability
Expand and build relationships with clients, addressing their financial needs and providing exceptional service
Spread and analyze financial statements, address industry risks, and monitor collateral requirements
Structure loans, perform credit analysis and underwriting, and monitor credit performance
Handle reporting on loans, including past dues, documentation and collateral exceptions, financial performance updates, and auto risk grades
Stay informed of financial and market trends, analyzing their impact on the portfolio
Ensure compliance with banking policies, procedures, and regulations
Participate in special projects and other duties as assigned
Collaborate with internal teams to ensure alignment with organizational goals
Qualification
Required
2+ years of experience in banking, relationship management, lending, underwriting, credit, or other directly related experience (required)
Bachelor's degree in Finance, Business, or a related field (required)
Knowledge of SBA loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, and loan documentation
Solid understanding of SBA small loans, services, policies, procedures, and regulations
Strong credit skills in underwriting, financial modeling, valuations, and adherence to policy
Excellent customer service, relationship management, organizational, analytical, and creative problem-solving skills required
Ability to meet deadlines and manage multiple priorities
Must have solid communications skills, both verbal and written
Knowledge of various software applications including word processing and spreadsheets
Preferred
2 to 4 years of SBA lending experience, specifically SBA 7(a) small loans
Closing loans with collateral including loans with real estate
Strong knowledge of SBA SOPs, guaranty fees, and servicing requirements
Hands-on experience with ETRAN and SBA reporting
Excellent analytical and communication skills
Benefits
Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
Mental health benefits including coaching and therapy sessions
Tuition Reimbursement for qualifying employees
Employee Ambassador preferred banking products
Employees may, at the company’s discretion, be eligible to receive a cash bonus award
Company
Zions Bancorporation
Zions Bancorporation is a financial services company involved in SBA lending, public finance advisory services, and agricultural finance.
10001+ employees
Funding
Current Stage
Public CompanyTotal Funding
$1.09B2025-08-11Post Ipo Debt· $500M
2024-11-14Post Ipo Debt· $500M
2013-09-13Post Ipo Debt· $87.9M
Leadership Team
Harris Simmons
Chairman and CEO
Recent News
MarketScreener
2025-12-24
2025-12-23
Company data provided by crunchbase