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Civic Builders · 1 day ago

Senior Loan Officer

New York, NY

Full-time

Hybrid

Senior Level

$147K/yr - $162K/yr

5+ years exp

Civic Builders is the nation’s leading nonprofit lenders and developers of public charter schools. The Senior Loan Officer will be responsible for originating, underwriting, and closing loans to support high-quality charter schools with facility financing, while also managing relationships and optimizing lending processes.

Education

Growth Opportunities

Responsibilities

Loan Origination: Source loan and business development opportunities via network partnerships, charter conferences, and ongoing representation of Civic and the FIF. Manage a lending pipeline and portfolio supporting up to approximately $50M in annual loan deployment

Underwriting & Risk Management: Lead the underwriting of facility loans to support and develop high-quality charter schools, including diligence review, deal structuring, risk management, and relationship management with third-party partners. Exercise sound credit judgment and risk oversight across a portfolio of transactions

Credit Approval: Present loan recommendations to internal team and external stakeholders and manage the loan closing process

Stakeholder Engagement: Consistently provide excellent client service and maintain long-lasting positive relationships. Build and maintain positive professional relationships with prospective borrowers, stakeholders, partner organizations, and third-party service providers that will outlast any individual transaction engagement. Develop and contribute presentation-ready content for periodic stakeholder updates

Lending Process Optimization: Meaningfully contribute to the management and operations of the Lending Team. Contribute to ongoing efforts to establish and/or improve internal processes

Qualification

Credit UnderwritingFinancial AnalysisAdvanced Excel ModelingStakeholder EngagementProject ManagementProfessional CommunicationRelationship ManagementProblem Solving

Required

Bachelor's degree required

5+ years of relevant experience with credit underwriting, financial analysis, and related operational analysis and/or related functions with relevant transferable experience

Advanced quantitative expertise including advanced Excel modeling skills

Advanced project management skills, including experience managing and prioritizing multiple projects and portfolios with similar or competing deadlines

Excellent professional communications skills, both written and verbal - easily communicate credit principles and build partnerships

Ability to travel up to 20% of the time, will vary month to month

Preferred

MBA, similar advanced degree or professional certification a plus

Transferable professional experience may include roles in the following functional areas: asset management; new business development/originations; New Markets Tax Credits; technical assistance; and/or accounting/finance/budget roles where the candidate was directly responsible for building and maintaining a budget, generating quarterly reports, and financial projections

The following employment sectors would provide strong foundations for this work: community development lending/finance organizations; charter schools and/or charter school service providers; affordable housing or other real estate developers; commercial or investment banks; private equity firms; and/or public finance professionals