Sparks Group ยท 1 day ago
Mortgage Loan Officer
Sparks Group has partnered with a growing mortgage company to hire multiple Loan Officers in multiple locations. As the Loan Officer, you will be responsible for establishing referral source relationships and selling mortgage loans while managing the full loan application process.
ConsultingHuman ResourcesStaffing Agency
Responsibilities
Drive business growth by actively building and nurturing relationships with key referral partners like realtors, financial advisors, and CPAs
Expertly manage the full loan application process, including borrower intake, financial analysis, and pre-qualification to determine affordability
Serve as a trusted advisor by counseling prospective borrowers on the home-buying and financing process, detailing various loan products, and explaining payment structures and closing costs
Proactively collect all necessary financial documents and provide required disclosures to ensure a complete and compliant application
Maintain exceptional communication with the borrower, realtors, and lender from application to closing, ensuring a smooth and timely transaction
Qualification
Required
Must have appropriate state license or certificate (varies by state)
Thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs and private investors
Familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
Must be a sales-oriented self-starter
Benefits
Uncapped earning potential
Great resources
Benefits