TEK NINJAS · 1 day ago
Data Scientist
San Francisco, CA
Full-time
Onsite
Mid Level
3+ years expTEK NINJAS is hiring a Data Scientist for one of their leading banking clients. The role focuses on identifying, assessing, and monitoring credit risk across the lending portfolio while collaborating with various stakeholders to develop and implement credit risk strategies and policies.
Cloud InfrastructureInformation TechnologySoftware
Hiring Manager
Siddharth Shanmugam
Responsibilities
Credit Risk Monitoring: Continuously monitor risk exposures, identify and escalate potential credit risk issues to senior management and the risk committee to ensure timely mitigation
Credit Risk Strategy Development: Develop, maintain, update & implement credit risk policies, procedures, and guidelines to ensure alignment with regulatory requirements and industry best practices
Credit Risk Modelling: Develop, maintain, and validate credit risk models to estimate potential losses and predict credit risk. Collaborate with data scientists and analysts to integrate credit risk models with other risk models
Stakeholder Management: Inform and advise senior management, business units, and stakeholders on credit risk, and provide training on credit risk management and policies
Data Analysis and Reporting: Analyze large datasets to identify credit risk trends, and present findings to senior management using SQL, Python, and data-driven insights, providing clear and compelling recommendations
Credit Risk Assessment: Analyze and evaluate creditworthiness of customers, counterparties, and transactions to identify potential credit risks. Conduct thorough credit reviews, including financial statement analysis, industry research, and market trends
Regulatory Compliance: Ensure compliance with credit risk regulations, such as Basel II/III, Dodd-Frank, and other applicable laws and regulations. Collaborate with regulatory teams to respond to regulatory inquiries and examinations
Qualification
Required
Bachelor's degree in finance, Economics, Data Science, Engineering or a related field
Minimum of 3-4 years of experience in credit card analytics, with a focus in at least one of the following areas - Credit risk/Collection/Recoveries Analytics
Proven ability to work collaboratively in a fast-paced, team-oriented environment
Proficient in SQL and Python
Excellent analytical and problem-solving skills, with the ability to interpret complex data and make informed decisions
Strong communication and presentation skills, with the ability to convey technical information to non-technical stakeholders
Preferred
Master's degree in finance, Economics, Data Science, Engineering or a related field
Experience with data visualization tools (e.g., Tableau, Power BI)
Company
TEK NINJAS
Tek Ninjas develops and delivers innovative technologies in web, app development, cloud and mobility along with a professional service.
201-500 employees
H1B Sponsorship
TEK NINJAS has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (73)
2024 (41)
2023 (47)
2022 (34)
2021 (54)
2020 (31)
Funding
Current Stage
Growth StageLeadership Team
Naveen L.
Chief Executive Officer
Company data provided by crunchbase