Bilingual Junior Underwriter - PST jobs in United States
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Rate · 1 day ago

Bilingual Junior Underwriter - PST

positionUnited States
timeFull-time
remoteRemote
seniorityNew Grad, Entry Level
money$0/yr - $50K/yr

Rate is one of the nation’s top retail mortgage lenders, delivering a seamless, tech-driven experience that helps customers reach their homeownership and financial goals. The Bilingual Junior Underwriter will analyze loan files for compliance, evaluate credit packages, and communicate loan decisions to relevant parties.

Consumer LendingFinanceFinancial ServicesLendingMortgagePersonal FinancePropTech
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H1B Sponsor Likelynote

Responsibilities

Complete a thorough analysis of loan files to determine compliance with company, investor and GSE guidelines
Evaluates the entire credit package following the checklist for the specific loan types in which you are assigned
Escalate loan files with recommendations on situations that exceed individual lending authority
Examine and validate specific loan documentation for accuracy and completeness, checking accuracy of all calculations and loan data
Communicate decision on loans to appropriate parties both verbally and in writing
Strive to meet same day decisions on all submissions
Complete all processing related matters from gathering documents to getting the loan into closing

Qualification

Bilingual in SpanishEncompassMortgage banking lawsData entry skillsCustomer service skillsCommunication skillsTime management skills

Required

Bilingual in Spanish
Excellent data entry skills and PC skills
Knowledge of Encompass
Strong verbal and written communication skills are necessary
Excellent customer service skills with strong attention to detail
Time Management skills and the ability to prioritize workload based on daily production

Preferred

strong knowledge of State and Federal laws pertaining to the mortgage banking industry: QM, ATR, RESPA, ECOA, AIR, etc

Benefits

Eligibility to participate in a company-sponsored 401(k)
Vacation benefits
Eligibility for medical, dental, vision, and prescription drug benefits
Flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts)
Life insurance and death benefits
Critical care insurance
Personal accidental insurance
Commuter benefits
Pet insurance
Certain time off and leave of absence benefits
Well-being benefits (e.g., employee assistance program)
Other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources)

Company

Rate

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Glassdoor2.9
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Rate is a mortgage company that provides mortgage-related services and solutions.
dateFounded in 2000
location
Chicago, Illinois, USA
people-size5001-10000 employees
web-link
https://www.rate.com

H1B Sponsorship

Rate has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (6)
2024 (7)
2023 (3)
2022 (15)
2021 (9)

Funding

Current Stage
Late Stage
Total Funding
unknown
Key Investors
THL
2017-12-14Private Equity

Leadership Team

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Victor Ciardelli
President & CEO
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Ramesh Sarukkai
CPO & CTO
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Recent News

PR Newswire
Victor Ciardelli and the Rate App "Spin to Win" the 2025 Rate Bowl Fan Experience
2025-12-25
PR Newswire
Rate Insurance Named Top 50 Personal Lines Agency by Insurance Journal
2025-12-04
PR Newswire
Daysi Mendoza Joins Rate, Doubles Production Growth Since Leaving loanDepot
2025-12-03
Company data provided by crunchbase