BMO · 1 day ago
Portfolio Manager - Commercial Real Estate
Chicago, IL, USA
Full-time
Onsite
Mid, Senior Level
$89K/yr - $166K/yr
7+ years expBMO Bank N.A. is a financial institution seeking a Portfolio Manager for their Commercial Real Estate group. The role involves preparing credit proposals, managing a portfolio of customers, and collaborating with Relationship Managers to deliver loan solutions.
BankingCrowdfundingFinanceFinancial Services
Responsibilities
Operate as key member of the deal team to analyze and prepare lending proposals, provide loan structuring expertise and identify opportunities to maximize penetration and returns
Provide accurate financial analysis and oversight of assigned portfolio of customers as well as new customers
Evaluate appropriate loan structure with respect to ability to repay, collateral and ownership
Prepare and present credit applications to Credit Officers to obtain necessary credit approvals
Negotiate loans with clients
Protect the Bank’s assets and maintain quality of portfolio, ensuring credit proposals and security valuations are in accordance with sound credit-granting principles and in compliance with the Bank’s policies and related procedures
Actively manage assigned portfolio to maximize return and credit quality
Prepare concise, well-reasoned credit correspondence
Responsible for monitoring covenants of clients within assigned portfolio. Identify deteriorating credit conditions and compliance with loan agreements
Ensure that loan renewals, annual reviews and high-risk loan monitoring are completed on a timely basis
Oversee documentation and ongoing monitoring of asset and client performance
Provide exceptional customer service to clients
Maintain contact and attend meetings with lending clients in conjunction with Relationship Managers
Collaborate with Relationship Managers to generate ideas, identify client solutions, pursue marketing efforts, cover clients, and deliver timely solutions
Collaborate closely with deal team members across functions – including deal specialist, legal and Credit – to analyze, structure, and execute transactions. Communicate effectively to ensure alignment and consistency in underwriting approach and investment rationale
Assist Relationship Managers with preliminary screening and underwriting of loan packages
Work with Treasury / Capital Markets / Wealth specialists as needed to support cross-sell opportunities
Increase share of wallet with customer by identifying cross-sell opportunities or enhance existing services by recommending, credit, deposit, cash management, etc
Maintain awareness of all firm products and services offered and facilitate means of receiving continuous updates
Coach and mentor junior team members by providing guidance, feedback, and support to build technical skills, analytical thinking, and industry knowledge. Help cultivate a learning environment that fosters professional growth and ownership
Qualification
Required
An undergraduate degree, preferably in finance, economics, accounting, or real estate
Completion of a major corporate credit training program (or equivalent experience) and prior lending authority
7 or more years of underwriting and portfolio management experience, preferably in a commercial real estate lending environment for loan sizes > $15MM
In-depth understanding of commercial banking products, commercial real estate lending, loan structuring, legal documentation, and all supporting processes and technology
Deep understanding of commercial real estate (CRE) underwriting principles, including asset valuation, market risk assessment, analysis of investment property cash flows (construction, value-add, and stabilized), commercial rent rolls, commercial leases, third party reports and deal structuring across property types (multifamily, industrial, office, retail, land)
Experience underwriting transactions for or in partnership with institutional real estate investors such as REITs, pension funds, life insurance companies, family office or private equity sponsors
Assess guarantor financial strength by analyzing personal and corporate financial statements, liquidity, contingent liabilities, cash flow, and net worth to determine repayment support and mitigate credit risk
Highly developed written and oral communication skills including the ability to write clear, concise and cogent credit correspondence
Exceptional analytical skills
Strong interpersonal skills
Detail-oriented and well-organized, able to manage multiple projects under pressure
Team player, that thrives in a collaborative environment
Self-motivated with a history of meeting and exceeding goals
Ability to advocate persuasively
Ability to coach others
Ability to work under limited supervision
Proficient with MS Office products (Word, Excel, Power Point)
Benefits
Health insurance
Tuition reimbursement
Accident and life insurance
Retirement savings plans
Company
BMO
We’re a bank, but there’s more to it than that. When you join BMO, it opens a world of opportunities.
10001+ employees
H1B Sponsorship
BMO has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (7)
2024 (2)
2023 (6)
2022 (4)
2021 (2)
2020 (2)
Funding
Current Stage
Public CompanyTotal Funding
$7.54B2025-10-23Post Ipo Debt· $142.91M
2025-02-26Post Ipo Debt· $871.76M
2024-07-09Post Ipo Debt· $750M
Leadership Team
David Casper
U.S. Chief Executive Officer
Azam Dawood
Head Of Sourcing
Recent News
MarketScreener
2026-01-06
2025-12-24
2025-12-18
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