Capital Farm Credit · 1 day ago
VP Credit Approval
Round Rock, Texas
Full-time
Onsite
Senior Level, Lead/Staff
10+ years expCapital Farm Credit is the largest rural lending cooperative in Texas, dedicated to supporting rural communities and agriculture. The Vice President of Credit Approval plays a critical role in evaluating and approving complex credit requests while providing strategic recommendations on larger transactions, ensuring alignment with business objectives and regulatory compliance. This role also involves mentoring credit staff and collaborating with senior leadership to promote effective credit practices.
BankingFinancial ServicesInsurance
Responsibilities
Reviews and approves complex credit requests within delegated authority, ensuring alignment with credit standards, policies, and regulatory requirements
Provides recommendations to senior leadership on credit requests that exceed delegated authority
Partners with lending staff and credit analysts to structure credit facilities that balance customer needs with sound risk management practices
Assists in monitoring credit portfolio performance, identifying emerging risks or trends, and escalating issues as appropriate
Contributes to the development and implementation of credit policies, underwriting standards, and procedures to ensure consistency and compliance across the organization
Mentors and supports credit approvers and analysts, helping to strengthen skills and promote professional growth
Collaborates with senior management, risk, and compliance teams to ensure credit strategies align with business objectives and regulatory standards
Participates in loan committees and working groups as needed, providing expertise and perspective on credit approval matters
Assists in preparing reports and presenting credit-related findings and recommendations to management
Qualification
Required
Bachelor's degree in Finance, Business, Accounting, or a related field, or experience deemed equivalent by Capital Farm Credit
10+ years of progressive experience in credit and/or lending, including time in a senior decision making capacity
Previous experience should include commercial, agricultural, and capital markets lending, along with a strong foundation in credit analysis, portfolio management, and regulatory compliance
Proven expertise in evaluating complex credit requests, structuring and monitoring largescale loans, and ensuring compliance with internal policies and external regulations is essential
The ability to develop and implement credit policies and risk management strategies
Ability to mentor staff and collaborate with senior leadership to align credit decisions with organizational goals
High proficiency in both oral and written communication
Strong knowledge of credit analysis, underwriting principles, and risk management practices
Ability to evaluate complex financial statements and make sound credit decisions within delegated authority
Solid understanding of regulatory requirements and compliance standards related to credit approval
Effective leadership and team management skills, with the ability to mentor and develop staff
Strong analytical, problem-solving, and decision-making abilities
Excellent verbal and written communication skills, with the ability to present credit recommendations clearly to management and committees
Collaborative mindset with the ability to work effectively across lending, risk, compliance, and senior leadership teams
High attention to detail and accuracy in credit assessments and documentation
Flexibility to adapt to changing business needs, credit environments, and regulatory expectations
Benefits
Incentive Program: Company-wide, goals-based rewards.
Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 12 paid holidays annually.
Retirement: 401(k) with up to 9% employer contribution/match.
Health Coverage: Affordable medical, dental, and vision plans.
Parental Leave: 8 weeks of paid parental leave.
Life & Disability Insurance: Employer-paid coverage.
Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses.
Company
Capital Farm Credit
Capital Farm Credit deals with banking, insurance, financial, loans and online services.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Jeff Norte
President and Chief Executive Officer
Recent News
Capital Farm Credit
2025-08-05
Capital Farm Credit
2025-05-22
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