Affirm · 1 day ago
Analyst I, Merchant Risk
United States
Full-time
Remote
Entry Level
$115K/yr - $155K/yr
1+ years expAffirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Merchant Risk Analytics team is looking for an intelligent, driven individual to support merchant onboarding and ongoing portfolio monitoring through data analysis and modeling workflows, while collaborating closely with cross-functional partners.
Financial ServicesFinTechLendingPayments
Responsibilities
Support merchant onboarding and ongoing portfolio monitoring through data analysis, modeling and automation workflows
Detect and monitor fraud across the network, responding quickly to emerging risks
Contribute to the development and improvement of scalable monitoring frameworks, controls, and reporting
Assist in identifying gaps and opportunities within existing risk processes
Partner cross-functionally to translate risk requirements into data-driven strategies
Leverage AI-assisted tools to accelerate analysis, automate workflows, and support the development of scalable, agentic merchant risk solutions
Qualification
Required
Minimum 1 year of experience in risk management or a related field, including prior experience with analytics
Strong problem-solving skills with the ability to break down ambiguous problems using data
Ability to think creatively and critically, thriving in a fast-paced environment
Eagerness to explore new tools and methodologies to solve real-world problems
Strong coding skills in Python, SQL or other scripting languages; familiarity with agentic / LLM orchestration frameworks
Passion for understanding how the product works and the broader context of business decisions
Comfortable using AI tools to enhance productivity, analysis, and workflow automation; interest in building or leveraging agentic workflows to solve risk problems
Bachelor's degree in a quantitatively rigorous field such as engineering, statistics, optimization, math, finance, or economics
Benefits
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
Company
Affirm
Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.
1001-5000 employees
H1B Sponsorship
Affirm has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (104)
2024 (96)
2023 (133)
2022 (179)
2021 (132)
2020 (57)
Funding
Current Stage
Public CompanyTotal Funding
$7.57BKey Investors
New York Life InsuranceSixth StreetPGIM Fixed Income
2025-10-31Post Ipo Debt· $750M
2024-12-17Post Ipo Debt· $800M
2024-12-13Post Ipo Debt· $4B
Leadership Team
Max Levchin
Founder & CEO
Robert O'Hare
Chief Financial Officer
Recent News
Crowdfund Insider
2025-12-25
2025-12-20
Company data provided by crunchbase