SoFi · 2 days ago
Staff AML First Line of Defense Specialist
United States
Full-time
Remote
Lead/Staff
8+ years expSoFi is a next-generation financial services company and national bank focused on transforming personal finance. The Staff Anti-Money Laundering Line of Defense Specialist will ensure effective implementation of AML and Sanctions policies, collaborating across teams to drive compliance and innovation.
CreditCredit CardsFinancial ServicesFinTechLendingWealth Management
Responsibilities
Direct the alignment and enhancement of SoFi’s AML program implementation into the first line of defense across SoFi’s businesses, including: Owning the controls for collection and verification of customer information in line with Know Your Customer (KYC) and Know Your Business (KYB) requirements, including Customer Due Diligence (CDD)
Owning the controls for collecting and validating relevant updates to customer information in accordance with SoFi’s procedures
Supporting the growth of Commercial Payments Services (Banking as a Service) to ensure effective implementation of customer and transaction monitoring systems and escalation processes
Support the creation, iteration, and execution of AML-related policies, making appropriate risk tradeoffs
Driving the remediation of AML-related issues impacting SoFi’s business, customers, and clients
Lead the process enhancements across frontline facing staff including operations
Act as a key liaison between Compliance, Risk, Engineering, and Operations to drive front line AML program enhancements, focusing on accurate and complete capturing of customer data, business strategies to mitigate AML risk, and prioritization of innovative technology-driven compliance solutions
Support the development and implementation of AML-related controls and process improvements
Take ownership of issues that span across business lines which have a common solution
Support SoFi’s businesses to effectively implement AML policies, embedding compliance into business processes and technology
Align with stakeholders to develop and implement quarterly and annual objectives, as well as reporting to measure and improve performance
Support leadership on emerging AML technology and industry best practices to proactively shape SoFi’s compliance strategy
Foster a strong risk culture by educating senior business leaders and product teams on AML priorities, ensuring adherence to compliance requirements across all business initiatives
Contributes to development of company objectives
Solves problems and drives results related to those objectives in creative and effective ways
Run at problems and identify operational pain points and opportunities to improve processes and our member experience
Qualification
Required
Bachelor's degree in Business, Economics, Finance, or related field
8+ years of experience in risk management, business operations, technology, strategy, consulting, or similar roles
Experience working with or within a regulated financial institution, with specific experience developing and implementing an AML program
Experience working with technical teams
Data-driven, able to analyze data with strong attention to detail and accuracy, and passionate about telling the story behind the numbers
Strong management, organizational, and evaluative process skills; ability to analyze complex organizational and technical issues and drive process improvements
Effective negotiation and influencing skills, including strong written and verbal communication and presentation skills
Demonstrated ability to communicate effectively with all levels of the organization, across different business lines, and with external stakeholders
Comfort working in a high growth, constantly changing environment
Preferred
Frontline Experience - working directly with customers or supporting frontline staff
CAMS/CFE certification preferred (or willingness to become certified within one year of start date)
Company
SoFi
SoFi is a finance company that offers a range of lending and wealth management services.
1001-5000 employees
H1B Sponsorship
SoFi has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (213)
2024 (117)
2023 (131)
2022 (118)
2021 (81)
2020 (42)
Funding
Current Stage
Public CompanyTotal Funding
$12.25BKey Investors
Fortress Investment GroupPGIMQatar Investment Authority
2025-12-04Post Ipo Equity· $1.5B
2025-07-29Post Ipo Equity· $1.5B
2025-04-17Post Ipo Debt· $3.2B
Leadership Team
Anthony Noto
CEO
Jeremy Rishel
Chief Technology Officer
Recent News
Business Wire
2026-01-07
2026-01-06
dcm.com
2025-12-31
Company data provided by crunchbase