Credit Analyst, Digital Infrastructure jobs in United States
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CoBank ยท 1 day ago

Credit Analyst, Digital Infrastructure

CoBank is a cooperative bank serving vital industries across rural America, and they are seeking a Credit Analyst for their Digital Infrastructure team. The role involves preparing analyses and conducting credit investigations, as well as assisting with credit administration and account servicing.

Banking
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Responsibilities

Prepares analyses and conducts credit investigations of routine credits in accordance with prescribed methods and procedures
Prepares and/or assists in the preparation of credit reports for appropriate staff or committees
Cosponsors or approves credits within prescribed credit limits
Assists with account servicing, credit administration, and documentation
Provides support with research and statistical analyses
Develops credit information for use by appropriate staff and committees in making decisions about credit arrangements for new, renewal, or extension loans
Cosponsors or approves credit requests within prescribed limits
Reviews all pertinent credit and financial information and determines the need for more thorough investigation or additional information
Analyzes information statements and related material and prepares thorough, well-written, and clear credit reports
Prepares summaries, presents facts, and offers opinions concerning credit-worthiness
Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information
Assists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring
Maintains control over current accounts, monitoring for payment progress and any developing problems
Provides relevant and timely information to internal stakeholders including account officers, relationship managers, and credit managers
Assists in the preparation of internal research and analysis, provides statistical reports, and verifies information
Prepares and delivers presentations on topics as assigned
Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations
Maintains expertise in assigned industries or market sectors
Keeps abreast of industry trends and competitive environment

Qualification

Financial analysisCredit analysisFinancial modelingPro forma statementsPresentation skills

Required

Bachelor's Degree in business, finance, or relevant discipline
1 year in credit/finance, preferably in banking or financial services industry required
Basic knowledge of financial analysis, including cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysis
Intermediate knowledge of financial modeling techniques and preparation of pro forma financial statements

Benefits

Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays
Competitive Compensation & Incentive
Hybrid work model: flexible arrangements for most positions
Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance
Robust associate training and development with CoBank University
Tuition reimbursement for higher education up to $10k per year
Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match
Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution
Associate Resource Groups: creating a culture of respect and inclusion
Recognize a fellow associate through our GEM awards

Company

CoBank is a leading cooperative bank serving agribusinesses and rural infrastructure providers throughout the U.S.

Funding

Current Stage
Late Stage

Leadership Team

A
Andrew Jacob
Chief Operating Officer
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Company data provided by crunchbase