Yoh, A Day & Zimmermann Company ยท 1 day ago
Junior Underwriter (HYBRID)
Phoenix, AZ
Contract
Hybrid
New Grad, Entry Level
$20/hr - $22/hrYoh, A Day & Zimmermann Company is seeking a Junior Underwriter for a contract opportunity. The role involves interviewing loan applicants, reviewing credit reports, and verifying income to assess creditworthiness and facilitate loan transactions.
Bookkeeping and PayrollConsultingStaffing Agency
Hiring Manager
Lisa Hughes
Responsibilities
Interview loan applicants to elicit information; investigate applicants' backgrounds and verify references; prepare loan request papers; and forward findings, reports, and documents to appraisal department
Review loan papers to ensure completeness, and complete transactions between loan establishment, borrowers, and sellers upon approval of loan
Reviewing Credit Reports: The primary daily duty involving credit reports is to analyze a borrower's credit history to assess their creditworthiness and the risk associated with lending
Income Verification/Tax Return Knowledge for Self-Employed Income: Some portions of the day is dedicated to verifying a borrower's income to confirm their ability to repay the loan. For self-employed individuals, this involves a deeper dive into tax returns
Communication (Outlook, Slack, Chat platform) NO PHONES
Outlook: Used for formal communication, scheduling/review meetings, coaching sessions, and managing daily tasks
Slack: Utilized for real-time communication with internal underwriting teams. This allows for quick questions, clarifications, and updates on process changes, fostering a collaborative environment
Click to Chat platform: This tool facilitates direct, often immediate, communication with other USAA parties involved in the loan process. Can be used for urgent inquiries, providing status updates, or addressing quick questions that arise during the underwriting review
Qualification
Required
Underwriting experience in a consumer loan environment is required
Analytical Prowess: Look for candidates with strong analytical skills
Consumer Lending Credit and Risk Assessment Expertise: A deep understanding of credit principles, risk assessment methodologies, and the ability to interpret credit scores and reports is crucial
Income Verification and Tax Return Knowledge: The candidate must be proficient in verifying income, especially for self-employed individuals
Regulatory Knowledge: Familiarity with relevant lending regulations, compliance guidelines, and industry standards is a must
Attention to Detail and Accuracy: The role demands meticulous attention to detail to ensure all aspects of a loan application are thoroughly reviewed and accurate
Communication Skills: While direct customer contact does not occur, strong verbal and written communication skills are vital for interacting with loan officers, processors, and other internal stakeholders to clarify information or explain decisions
Problem-Solving and Decision-Making: Underwriters often face complex scenarios requiring critical thinking, sound judgment, and effective problem-solving abilities to make informed decisions under pressure
Benefits
Medical, Prescription, Dental & Vision Benefits (for employees working 20+ hours per week)
Health Savings Account (HSA) (for employees working 20+ hours per week)
Life & Disability Insurance (for employees working 20+ hours per week)
MetLife Voluntary Benefits
Employee Assistance Program (EAP)
401K Retirement Savings Plan
Direct Deposit & weekly epayroll
Referral Bonus Programs
Certification and training opportunities
Company
Yoh, A Day & Zimmermann Company
At Yoh, we focus on helping you precisely navigate and fulfill your talent demands.
Founded in 1940
1001-5000 employees
H1B Sponsorship
Yoh, A Day & Zimmermann Company has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (57)
2024 (28)
2023 (27)
2022 (25)
2021 (28)
2020 (27)
Funding
Current Stage
Late StageLeadership Team
Peter Melomo
Vice President, Sales Strategy & Professional Consulting Services
Tom Enright
VP Recruiting - Specialty Practices
Recent News
Philadelphia Business Journal
2025-01-11
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