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TD · 1 day ago

2026 Summer Internship Program - Commercial Banking (Credit Management)

New York, NY

Internship

Onsite

Intern

$21.75/hr - $27/hr

Start in 2026 Summer

TD is one of the world's leading global financial institutions, and they are seeking a Summer Intern to support their Commercial Banking division. The intern will conduct financial analysis, support lending functions, and participate in customer meetings to assist in the loan origination process.

BankingFinanceFinancial ServicesWealth Management

No H1B

Responsibilities

Responsible for financial analysis of moderately complex loans/industries/Customers

Works more independently but under the guidance and review of lead staff

Good understanding of loan risk factors

Researches industry specific information from outside sources, which may include conversation with Borrowers, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the Internet

Participates in Customer meetings and make direct inquiry for specific Customer information based on prior research, experience and knowledge (may require travel at times)

Integral part of loan origination process. Responsible for performing underwriting analysis of Borrower's character, credit worthiness and financial condition

Supports the lending function by providing analytical support

Prepares insightful and timely approval memorandums for presentation to appropriate lending and credit authorities

Thoroughly analyzes financial statements, management profiles, business and product cycles, cash flow ability, collateral, agings, etc. of future and existing Customers to identify trends, measure performance, assess financial strength and develop an assessment of credit risk

May prepare complete written analysis with appropriate recommendations for approval, denial and alternative structure when necessary

May maintain credit files, monitor data such as updated financial statements and prepare updated analysis memos

Monitors compliance with regulatory requirements

Provides written analysis that identifies any deviations from the Company Commercial Loan Policy and becomes familiar with alternative structures in order to reduce credit risk

Achieves operational performance standards in quality and timeliness

Qualification

Financial analysisCredit risk assessmentMicrosoft toolsAnalytical skillsInterpersonal skillsProblem solvingWritten communicationOral communicationDetail orientedLeadership qualities