Consumer Loan Underwriter jobs in United States
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NuMark Credit Union ยท 2 days ago

Consumer Loan Underwriter

NuMark Credit Union is a community-focused organization dedicated to enriching the financial lives of its members. They are seeking a Consumer Loan Underwriter to analyze loan information, make loan decisions, and provide excellent service to members while ensuring compliance with regulations.

CreditFinanceFinancial ServicesNon Profit

Responsibilities

Analyzes loan information to render loan decisions for Consumer and indirect loans
Provides decision recommendations on loans that must be escalated to a higher loan authority. Effectively communicate with staff and dealer partners about counteroffers, loan stipulations, and denials
Responds to internal and external members via incoming and outgoing calls as well as through alternative channels such as email, dealer comments, etc
Reads and interprets credit reports and explains information to internal and external members in addition to dealer partners as needed
Prepares reports for management and monitors key data as to how well the department is functioning
Possess a working knowledge of government rules and/or regulations related to consumer lending and fraud. Abides by all credit union policies, procedures, and protocols set forth in the departmental, VCCU policy manuals

Qualification

Consumer loan underwritingFinancial services softwareCredit report interpretationCommunication skillsNMLS identificationDetail-orientedOrganizational skills

Required

A High School diploma with at least two years of consumer loan underwriting experience is required
The ideal candidate should have a general knowledge of financial institution products and services, office equipment, and general business procedures
Possess the abilities of a highly engaged, detail-oriented, and well-organized individual
Knowledge of and experience with financial services software applications and systems
The ability to function effectively in a high-volume area is essential
Proficiency in oral and written communication skills
Ability to work night and weekend hours as assigned
Candidates must also be able to obtain an NMLS identification number
Ability to communicate effectively and professionally to members, in writing through various channels

Benefits

Blue Cross Blue Shield (HMO, Options or PPO)
Dental
Vision
3 weeks of Paid Time Off
Paid Holidays Off
Company Lunches and Parties
Birthday Holidays
Life Insurance (Company Paid)
Short and Long Term Disability (Company Reimbursed)
401(k) Savings Plan with Company Match & Profit Sharing
Flex Spending Account
Accident Insurance Plans
Education Reimbursement for Bachelor or Master's Degrees
Employee Assistance Program
Paid Community Volunteer Time
Career Advancement Opportunities

Company

NuMark Credit Union

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NuMark Credit Union is a full-service not-for-profit financial institution.

Funding

Current Stage
Growth Stage

Leadership Team

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Jessica Mellen
Chief Operations Officer
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Company data provided by crunchbase