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Ouro · 2 days ago

AML Operations Analyst

Austin, TX

Full-time

Hybrid

Entry, Mid Level

1+ years exp

Ouro is a global financial services and technology company that provides innovative financial empowerment solutions. The AML Operations Analyst is responsible for conducting investigations related to anti-money laundering and regulatory compliance, ensuring that the company mitigates legal and operational risks.

FinanceFinancial ServicesTransaction Processing

Responsibilities

Conduct case investigations using internal systems, reports, and external sources to identify potential money laundering, terrorist financing, identity theft, or other fraudulent activity

Review and analyze customer transaction patterns to detect unusual or suspicious behavior

Perform enhanced due diligence on high-risk customers and escalate significant findings to management as needed

Maintain thorough and organized documentation of investigative steps and conclusions in compliance with all BSA/AML/OFAC requirements

Continuously assess emerging trends and risks and contribute to efforts that reduce mitigate risk and losses

Conduct interviews with customers, relationship managers, and internal partners as part of investigations

Collect and review documentation to assess activity and determine whether Suspicious Activity Reports (SARs) or other external referrals are warranted

Prepare clear, well-written SARs summarizing findings and supporting evidence

Query and analyze transaction data to compare activity against customer profiles and expected behavior

Perform enhanced due diligence on exception requests and high-risk customer relationships

Document investigative steps and findings within AML systems

Collaborate with team members to identify trends, assess risks, and provide recommendations related to card activity and other transaction patterns

Qualification

BSA/AML investigative experienceAnalytical skillsExcel proficiencyCAMS certificationCFE certificationCommunication skillsOrganizational skillsDetail-orientedSelf-motivatedCritical-thinking skills

Required

Bachelor's degree required; 1–3 years of BSA/AML investigative experience is preferred. A relevant degree demonstrating strong research, writing, and analytical skills may substitute for experience

Proficiency in Excel (intermediate level)

Detail-oriented team player with excellent communication and organizational skills

Strong analytical and critical-thinking skills with the ability to assess high-risk attributes (e.g., transactional, geographic, product, customer) from various sources and core processing systems

Ability to quickly learn regulatory and financial concepts, exercise sound judgment, and maintain strict confidentiality

Self-motivated, able to work independently, manage multiple priorities, and meet deadlines in a fast-paced environment

As provided in Ouro's Background Check policy, eligible candidates may be subject to drug, criminal history, and credit checks, which will be conducted and used in accordance with applicable local, state, and federal laws