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RCB Bank · 1 day ago

Credit Analyst I

Oklahoma, United States

Full-time

Onsite

Mid Level

3+ years exp

RCB Bank is a long-standing financial institution committed to ethical principles and community service. They are seeking a Credit Analyst I who will prepare complex financial transactions and serve as a resource for credit information, contributing to the bank's mission of exceptional customer service.

BankingCommunitiesFinancial ServicesInsurance

Growth Opportunities

Responsibilities

Prepare moderately complex financial analysis on transactions ranging in size from $1,500M or greater. Analysis is conducted independently and includes ratio, trend, and cash flow analysis, as well as stress testing the results

Interact with Loan Officers to gather key information for credit analysis, including answering questions relating to the preparation of financials and gaining an understanding of the borrower

Interacts with Loan Officers and Senior Management to provide additional information and/or to support conclusions reached in analysis

Serve as a resource regarding credit/industry analysis

Qualification

Financial analysisAccounting theorySpreadsheet software skillsCredit analysis experienceCommunity involvement

Required

High school diploma or GED

Advanced PC and spreadsheet software skills

Minimum three (3) years of work experience in an accounting-related role

You possess knowledge of intermediate accounting theory, including the difference between GAP and income-tax based statements, cash and accrual accounting, and the effect each type of accounting has on the underwriting process

You can complete assignments quickly and efficiently with minimal direction

You can critically review work for errors and incorrect conclusions

You care about your community and have a desire to be involved