Trean Corporation · 1 day ago
Claims Adjuster
Trean Corporation is seeking a Claims Adjuster to manage workers compensation claims. The role involves ensuring timely adjudication of claims, compliance with regulatory requirements, and effective communication with all parties involved.
ConsultingFinancial ServicesInsurance
Responsibilities
All new lost time claims require an initial contact with the employer, the injured worker and the medical provider. This must be done within 24 hours of receipt of the claim or notification of a claim
Ensure that all claim determinations and payments are completed timely including but not limited to, acceptance/denial letters, wage determination letters including required enclosures and appeal forms. In jurisdictions requiring the letters be provided in Spanish and English the adjuster is responsible to make sure all letters are completed
The initial payment of TTD is to be completed within 14 days from the receipt of an accepted claim. Wage information is to be solicited from the employer and either an average weekly wage or average monthly (jurisdiction dependent) be established
In the event actual payroll documentation cannot be obtained from the employer an “estimated wage” is established and a payment reconciliation is done when the verified wage is secured. Initial compensation benefits should NOT be delayed due to the failure of the employer to provide wage documentation
Timely claims determinations for all services including but not limited to: acceptance, denials, authorizations for treatment, benefit payment start, termination are to be included within the statutory or regulatory time frames of the jurisdiction
Denials requiring certified mailing are to be completed timely with appropriate tracking
Regulatory notices are to be completed timely when required by jurisdictions
Approvals and denials of medical bills should be completed within 24 hours of receipt so bills can be repriced and paid timely
Identify the medical providers and medical treatment plan and ensure timely and appropriate medical care is provided to the injured worker
In cases requiring complex or unusual medical care a nurse case manager is to be assigned to facilitate the timely and appropriate care
All communications with all parties and reference to all determinations and correspondence are to be included in the claim notes
Each office is “paperless” offices, and all documents need to be scanned and added to the claim claims system and a claim note generated
Manage the legal aspects of the claim and appropriately assign and direct designated attorneys
Assign claims for investigations, including surveillance, medical surveys and social media checks when required and seek supervisor support on related questions
Ensure that all bills for various expenses, including legal bills, managed care bills and similar expenses are paid timely or direct claims assistants to pay such when appropriate
Answer phone calls immediately when in the office
Return all calls and voice mail messages within 24 hrs
Respond to all e-mails when required within 24 hrs
Direct claims assistants to facilitate adjuster assignments as required. This includes directing clerical staff in duties such as copying documents, scheduling medical appointments for injured workers and filing of documents
Coordinate assignments with the supervisor of the assistants
Monitor claims for reinsurance/excess insurance reporting and provide initial reports and quarterly updates on all claims meeting reporting requirements
Performs other activities, assignments and duties as assigned
Qualification
Required
High school diploma or GED required
Excellent analytical skills and verbal and written communication skills
Strong organizational skills
Strong oral and written communication skills
Preferred
Bachelor's degree or equivalent experience preferred
2-3 years' claims experience preferred
Insurance industry knowledge preferred
Company
Trean Corporation
Trean Corporation is a reinsurance firm that specializes in reinsurance brokerage, insurance management, and insurance consulting services.