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Citi · 1 day ago

Credit Risk Analyst - Commercial Banking - Assistant Vice President

Jacksonville Florida United States

Full-time

Hybrid

Mid Level

$87K/yr - $131K/yr

3+ years exp

Citi is a multinational financial services organization, and they are seeking a Credit Risk Analyst - Assistant Vice President to support their Commercial Banking division. The role involves facilitating the lending process, underwriting credit risk, and collaborating with relationship managers to ensure compliance and effective credit analysis.

BankingFinanceFinancial Services

H1B Sponsor Likely

Responsibilities

Facilitate the end-to-end lending process within the NAM CCB for the assigned relationships and portfolio

Rapidly develop knowledge of assigned portfolio and related industries, and create well-supported analysis that effectively balances risk and business objectives

Ensure appropriate regulatory classification and minimizing net credit losses for covered portfolio, as well as identify emerging areas of concerns that should be escalated

Produce the underlying analysis and workflow supporting underwriting requests for new-to-bank and existing credit relationships, including pre-screening opportunities, facilitate amendments and extensions, perform annual reviews and other credit requests, including the related diligence

Timely analysis and preparation of monthly and/or quarterly financial memo reviews of existing borrowers to track compliance with loan covenants, raising potential concerns and taking necessary actions in partnership with other key stakeholders for the assigned portfolio

Facilitate the loan documentation process for both new transactions and amendments or modifications; including coordination with internal partners and/or outside legal counsel to ensure that all credit approval terms and conditions are appropriately represented in the closing documents

Attend periodic meetings regarding covered portfolio clients and select new to bank opportunities in partnership with the Relationship Management teams

Develop and maintain an extensive knowledge in the various credit products and services offered to CCB clients

Mentor and develop more junior staff and other support to become effective resources and future contributors

Recommend and champion changes to improve existing processes to achieve greater efficiency and controls

Work proactively, and in a constructive and diplomatic manner, with internal and external stakeholders to keep transactions moving forward and in accordance with appropriate controls

Qualification

Credit UnderwritingPortfolio ManagementRisk ManagementFinancial AnalysisData VisualizationLearning AgilityCommunication SkillsOrganizational Skills

Required

3-5 years relevant experience in credit underwriting, portfolio and/ or risk management with a multinational financial services organization

Demonstrated knowledge of basic accounting and financial concepts and their practical application in the credit underwriting process

Excellent communication (written, verbal, presentation and listening) and organizational skills; ability to complete multiple priorities in a timely manner

Demonstrates learning agility: seeks out resources and experience to continually build knowledge/skills; quickly and successfully applies learning to new situations

Highly proficient in spreadsheet, word processing and presentation applications, including strong data visualization skills

Bachelor's/University degree or equivalent experience

Benefits

Medical, dental & vision coverage

401(k)

Life, accident, and disability insurance

Wellness programs

Paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

Company

Citi

Glassdoor3.8

Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.

Founded in 1812

San Antonio, Texas, USA

10001+ employees

https://www.citi.com

H1B Sponsorship

Citi has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

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2023 (1375)

2022 (1117)

2021 (876)

2020 (901)