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Regions Bank · 2 days ago

Consumer Credit Risk Sr Data & Analytics Analyst

Birmingham, AL

Full-time

Onsite

Mid, Senior Level

$98K/yr - $126K/yr

4+ years exp

Regions Bank is dedicated to providing a career-oriented environment for its associates. The Consumer Credit Risk Sr Data & Analytics Analyst will transform data into meaningful formats to support operational and decision-making processes while collaborating with various teams to enhance data-driven strategies.

BankingInsurance

No H1B

Responsibilities

Creates reports that are valuable, readable, and presentable to stakeholders

Prepares visual reports/presentations to present analysis to management

Interprets, analyzes, and provides insights to teams and managers to determine operational impact, trends, and opportunities

Performs data analysis to help achieve data automation

Creates and maintains databases to help classify & store information

Completes day-to-day deliverables and ad-hoc data reports to support business needs/projects and answer data related questions

Ensures compliance by performing quality data audits, mining, and management

Monitors data and analytics trends and seeks opportunities for continuous improvement

May offer guidance to junior analysts, ensuring proper training and tools are provided

Partners with the centralized Data Governance team to implement and support data governance and data quality requirements

Preparing the Consumer Bank’s Credit Risk Assessments

Providing business input into the determination of Risk Appetite and Concentration Frameworks, and Credit Policy

Monitoring and identifying both internal and external factors that track emerging risks

Acting as a liaison for Credit Reviews and Audits related to Credit Risk

Coordinating changes in Credit Policy to implement Credit strategies

Assisting with pricing and profitability by providing insights and challenge to expected loss, economic capital, probability of default, and loss given default assumptions

Qualification

Data analysisSQLStatistical Analysis System (SAS)Business intelligence softwareMicrosoft OfficeLeadershipCommunication skillsOrganizational skillsWork ethicSelf-motivation

Required

Master's degree in Business, Computer Science, Information Systems, Finance, Statistics, or related field and four (4) years of experience in a data analytics or related role

Or, a Bachelor's degree in Business, Computer Science, Information Systems, Finance, Statistics, or related field and six (6) years of experience in a data analytics or related role

Preferred

Experience utilizing analytical software such as Structured Query Language (SQL), Statistical Analysis System (SAS), SAS Enterprise Miner, and applicable Microsoft Office applications

Working knowledge of business intelligence software (e.g. Tableau, Power BI)

Retail Consumer Banking operations experience

Consumer Credit Card, Small Business and Direct Lending experience

Check hold risk mitigation experience

Benefits

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Company

Regions Bank

Glassdoor3.6

Regions Financial Corporation is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services.

Founded in 1971

Memphis, Tennessee, USA

10001+ employees