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Municipal Credit Union · 1 day ago

Consumer Deposit Product Analyst

New York, NY

Full-time

Onsite

Mid Level

$95K/yr - $115K/yr

3+ years exp

Municipal Credit Union is a long-established financial institution dedicated to helping New Yorkers build better financial futures. The Consumer Deposit Product Analyst will provide analytics and insights to support the profitability and management of Consumer Deposit Products, ensuring they meet market needs and regulatory standards.

BankingFinanceFinancial Services

Responsibilities

Support Deposit Product manager with the end-to-end lifecycle of Consumer Deposit products, market analysis, design, development, testing, pricing, fees, and ongoing enhancement

Monitor and report on product portfolio trends including P&L, Balances, Fee income, Productions, Attrition. Provide corrective action recommendations when performance is not in line with expectations

Stay abreast of market trends, competitor offerings, and evolving third-party requirements. Use market signals and insights to identify opportunities for new product introductions or enhancements to existing products

Partner with Risk, Retail, Legal, Compliance & Deposit Operations to ensure processes, procedures, policies, and systems are functioning as designed and partner on projects for implementation

Apply knowledge of fundamental regulations governing U.S. retail deposit accounts, payments, and digital banking services, including but not limited to Regulation DD, Truth in Savings, Regulation E, Regulation CC, Bank Secrecy Act (BSA), Patriot Act and Office of Foreign Assets Control (OFAC) to ensure compliance, risk management, and proper regulatory reporting

Perform other related duties as requested and special projects as assigned