Rockland Trust · 3 weeks ago
Commercial Loan Officer - Franklin
Rockland Trust is looking for an experienced middle market Lender to develop and maintain commercial business focusing on small and middle markets out of their Franklin location. The role involves developing and servicing a variety of loans, providing financial advice, and ensuring compliance with lending terms.
Responsibilities
Develops and services a wide variety of secured and unsecured loans or lines of credit, most of which involve large amounts of money and important customers
Attend to the needs of customers seeking loans or lines of credit on terms that involve significant amounts of unsecured funds and/or credit secured by mortgages or other collateral
Interviews applicants to develop information concerning their businesses, needs, desires, abilities, and earnings to determine whether a loan may be an acceptable risk
Guides the credit department or junior officers in the development and analysis of financial background data for new or renewed loans
Makes decisions on loans and terms within established lending limits, or makes recommendations to a superior
Follows current loans and credit lines to ensure complete compliance with terms
Gives financial advice and counsel to customers and prospective customers
Studies industrial, commercial, and financial situations relating to new or existing businesses
Makes recommendations on financial and organization structure, locations, and other matters on which the company may have information
Participates with senior officers on larger loans and lines
Keeps informed as to the status of loans in the department
Calls on potential or existing customers to develop new business and increase or retain existing business
Qualification
Required
Understanding and experience working with credit documentation a must
Must be able to perform general office duties, including but not limited to maintaining supplies and distributing communications when needed
Demonstrated ability to review and evaluate documentation for risk
Related experience with regulatory, compliance and due diligence requirements
Updates job knowledge by participating in educational opportunities
Understanding of Bank operations and familiarity with the credit process
Strong organizational, reasoning and communications skills
Self motivated and independent with the ability to multi task, balance a demanding work load and meet critical deadlines
PC skills including Word, Excel and Power Point are a must
Ability to establish and maintain effective working relationships
Qualified candidates will have at least five years of commercial lending (both C&I and Commercial Real Estate) experience ideally in our market, strong credit skills and a record of success in developing, maintaining and closing new business
Ability to utilize deductive and inductive reasoning to solve problems
Ability to understand new information and apply it for future problem-solving and decision-making
Benefits
Health Insurance
Dental Insurance
A 401K and DC Plan for your retirement
LTD & Life Insurance
Vacation Time
Day Care Reimbursement
Tuition Assistance for graduate and undergraduate programs
An Award Winning Wellness program
Company
Rockland Trust
Rockland Trust is a small community bank that is FDIC insured and has over 80 locations.
Funding
Current Stage
Public CompanyTotal Funding
unknown1986-05-23IPO
Leadership Team
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