BUI · 2 days ago
Life Insurance Underwriter
St Louis, MO
Full-time
Onsite
Senior Level
5+ years expBUI is a premier wholesale distributor of life insurance and annuities. In this role, you will provide expert underwriting consultation, manage case capacity considerations, and negotiate effectively with insurance carrier underwriters to achieve favorable outcomes for financial professionals and insurance carriers.
AdviceCommercial Real EstateConsultingFinancial ServicesInsuranceLife InsurancePersonal Finance
Hiring Manager
Chris Hooper, MBA, FALU, CLU, FLMI, ARA, ACS
Responsibilities
Provide preliminary assessments before submitting to the insurance carrier
Help Advisors determine which carriers are most likely to approve the case and at what rate class
Review underwriting data (medical records, lab results, financial reports and other data) to evaluate risk and audit carrier categorization of applicants into risk classes (e.g., Preferred, Standard, Substandard)
Help smooth out communication, clarify requirements, and push cases forward
Have in-depth knowledge of multiple carriers’ underwriting guidelines
Recommend the best fit for tough or impaired-risk cases
Help place more cases by improving the chances of case approvals
Provide strategies on how to structure the case for best underwriting outcomes
Qualification
Required
Skilled communicator with excellent interpersonal abilities
5+ years of life insurance underwriting experience
Strong familiarity with impaired risk cases and carrier-specific niches
Self-motivated and proactive with a strong drive for results
Highly organized and disciplined with a structured approach to work
Preferred
FALU, FLMI, CLU, life insurance license and other industry certifications a plus
Benefits
100% Employer-Paid Health Insurance (plus short- & long-term disability)
Numerous Additional Voluntary Benefit Plans
Retirement Plan with Generous Company Match (vested on day one)
Company
BUI
BUI enables advisors to employ life insurance, long term care insurance, and annuity products to address their clients' wealth transfer and protection concerns.
11-50 employees
Funding
Current Stage
Early StageCompany data provided by crunchbase