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Hy-Vee, Inc. · 4 weeks ago

Credit Analyst

Midwest Heritage - EP True

Full-time

Onsite

New Grad, Entry Level

Midwest Heritage is a company focused on customer care and employee growth. They are seeking a Credit Analyst I responsible for conducting credit analysis for less complex credits and assisting on complex credits in the Ag/Commercial Department, aiming to assess credit quality and minimize risk on various types of loans.

Organic Food

Responsibilities

Analyze, evaluate and assess financial statements and other related data/information including projections, sensitivity analysis, cash flow, repayment collateral, loan relationships, problem credits, etc. to determine credit worthiness of less complex credits and assist in complex credits per loan policy

Assist in obtaining information from customers and preparing loan presentations to lender and/or assist with presentation to loan committee

Identify risks and make recommendations to lenders regarding findings and working with customers, issues, data, etc

Evaluate and monitor various industries, market trends, economic risks, and other related factors and make recommendations to lender and/or loan committee including ways to improve risk management processes

Prepare and present basic credit write-ups and assist in complex credits. This will include a summary of credit risks, identification of loan policy exceptions, proposed improvements to loan structure, and assessment of the loan rating

Assist in imaging and maintaining the bank’s tickler (document collection) system