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Ally · 3 days ago

Sr. Consumer Underwriter

Florida, United States

Full-time

Hybrid

Mid, Senior Level

$70K/yr - $120K/yr

3+ years exp

Ally Financial is a customer-centric, leading digital financial services company focused on providing innovative financial solutions. The Sr. Consumer Underwriter evaluates, negotiates, and decisions consumer offerings within underwriting policies to grow application and contract volume while maintaining dealer relationships.

AutomotiveFinanceFinancial Services

Responsibilities

Maximize portfolio revenue by practicing sound underwriting judgment and risk management principles

Ensure compliance with underwriting policies; elevate risk issues, and stay abreast of constant changes in policy and procedures

Limited travel will be required for this role

Requires flexibility in work schedule, evening hours and weekends may be required

Demonstrated strong performance in managing key relationships and/or key markets to drive business plan results

Qualification

Auto finance underwritingDealer relationship managementSales negotiationAnalytical skillsProject managementMicrosoft OfficeLeadership experienceProblem solving

Required

High school / GED required

Ability to provide advice/direction in primary areas of expertise leveraging technical expertise and relationships to contribute to strategy and drive business results

Contribute to and manage projects

Excellent sales, negotiation, problem solving, analytical, and project management skills

Exemplary dealer relationship management skills

Advanced knowledge of Microsoft Office Programs

Preferred

Bachelors degree strongly preferred

3+ years in auto finance underwriting (prime, sub-prime, and/or non-prime) is preferred

2+ years leadership experience preferred

Bachelor's degree in related field strongly preferred

Benefits

Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).

Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.

Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.

Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.

Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.

Other compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.