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Ally · 1 day ago

Consumer Underwriter

Texas, United States

Full-time

Hybrid

Entry Level

$55K/yr - $95K/yr

1+ years exp

Ally Financial is a leading digital financial services company focused on customer-centric solutions. The Consumer Underwriter – Auto Finance evaluates and negotiates consumer offerings within Ally’s underwriting policies, aiming to grow application and contract volume while managing dealer relationships.

AutomotiveFinanceFinancial Services

Responsibilities

Increase dealer portfolio revenue by practicing sound underwriting judgment and upholding Ally’s risk management principles

Leverage high-touch and high-tech capabilities to negotiate contracts

Demonstrate market awareness, strong listening, and adaptability as you build and cultivate strong relationships with dealers

Requires flexibility in work schedule; evening hours, limited travel, and weekends required

Qualification

Auto finance underwritingSales skillsAnalytical skillsConsumer credit knowledgeNegotiation skillsProblem solvingTrend analysisSelf-starterAdaptability

Required

1+ years in auto finance consumer underwriting (prime, sub-prime, and/or non-prime)

Excellent sales, negotiation, problem solving, and analytical skills

Self-starter with a high level of productivity and sense of ownership, with the ability to learn quickly and apply knowledge to new situations

Familiarity with the Auto Finance industry, consumer credit, and trend analysis/analytics with the ability to work independently and drive your business results

Preferred

Bachelor's degree

Benefits

Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).

Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.

Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.

Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.

Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.

Other compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.