BAMM Staffing ยท 3 months ago
Data Scientist-Credit Risk Analytics
Draper, UT
Full-time
Onsite
Senior Level
5+ years expBAMM Staffing is expanding its Risk Analytics team and seeking a Data Scientist specializing in credit risk modeling and portfolio analytics. In this role, you'll leverage advanced analytics and statistical modeling to assess risk and optimize underwriting, collaborating with various teams to design solutions that influence business decisions.
Professional ServicesRecruitingStaffing Agency
Responsibilities
Develop, validate, and deploy credit risk strategies (underwriting, scorecards, loss forecasting) using Python and ML frameworks (Scikit-learn, XGBoost, etc.)
Engineer and optimize credit risk features (e.g., payment behavior, utilization patterns, external credit bureau data)
Monitor portfolio performance trends and build dashboards to assess delinquency, loss rates, and risk-adjusted returns
Partner with Risk leadership to design policies balancing credit growth, customer access, and portfolio stability
Share data-driven insights with senior leadership to shape credit risk strategy
Support stress testing, risk segmentation, and scenario analysis to inform decision-making
Qualification
Required
Bachelor's or advanced degree in Data Science, Mathematics, Computer Science, Statistics, Economics, or related field
5+ years' experience programming in Python (NumPy, Pandas, Scikit-learn, XGBoost)
2+ years' experience with SQL
Experience in credit risk analytics, underwriting, or portfolio management
Strong ability to balance growth, risk exposure, and profitability
Excellent problem-solving and independent work skills
Preferred
Experience with credit bureau data (e.g., Equifax, Experian, TransUnion)
Understanding of credit lifecycle processes (originations, collections, recovery, loss forecasting)
Knowledge of credit risk modeling techniques (scorecards, logistic regression, machine learning)
Familiarity with regulatory and compliance considerations in credit decisioning
Master's degree or higher in a quantitative discipline
Benefits
Full health benefits-Medical/Dental/Vision
401(k) match, 6%/3%
DTO (discretionary time off)
Health savings account (HSA) with company contribution
College tuition reimbursement program (STEAM degrees)
Unlimited use of Linkedin Learning
Free car charging
Onsite gym and showers
Company
BAMM Staffing
BAMM is a leading Staffing and Solutions company.
11-50 employees
H1B Sponsorship
BAMM Staffing has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (2)
2021 (1)
2020 (2)
Funding
Current Stage
Early StageCompany data provided by crunchbase