Apply on Employer Site

U.S. Bank · 1 day ago

Industry Credit Risk Management – CRE Officer

Atlanta, GA

Full-time

Hybrid

Senior Level, Lead/Staff

$127K/yr - $149K/yr

10+ years exp

U.S. Bank is on a journey to help customers and businesses make better financial decisions. The Industry Credit Risk Management – CRE Officer will oversee portfolio management of the bank-wide Commercial Real Estate and Impact Finance portfolios, focusing on risk identification, management, and strategy initiatives.

BankingFinancial ServicesInsuranceMortgageWealth Management

Responsibilities

Partnering with Credit Risk Management and U.S. Bank business units to identify and manage emerging risks associated with the respective portfolio. This includes developing relevant metrics and segmentation to assess exposure at risk and credit policies to mitigate short-term and long-term risks, with demonstrated value creation where feasible

Assisting in developing requirements for technology projects to gather relevant data and design ongoing or ad-hoc analyses as needed

Working with the centralized reporting team to develop and maintain relevant reporting, risk limits and analysis, and performing scenario analysis to understand the bank’s exposure to potential risks and opportunities

Preparing management reports and presentations to communicate current state and progress on credit-focused initiatives

Qualification

Credit risk managementPortfolio managementAnalytical skillsRegulatory complianceCommercial Real EstateProject managementInterpersonal skillsPresentation skillsNegotiation skillsCommunication skillsAttention to detailSelf-starterTeam collaborationProblem solvingIntegrity

Required

Bachelor's degree, or equivalent work experience

Typically more than 10 years of applicable experience

Preferred

Bachelor's degree in Business, Finance, Economics, Statistics or similar

Understanding of basic credit risk management concepts, along with 1st line and/or 2nd line experience related to underwriting and/or credit risk portfolio management preferred

Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business

Broad understanding of Commercial Real Estate credit risk processes and governance programs, and credit data at U.S. Bank, or another mid-sized or large banking institution

Considerable understanding of the business line's operations, products/services, systems, and associated risks/controls

Thorough knowledge of Risk/Compliance/Audit competencies

Strong analytical, process facilitation and project management skills

Interest and awareness of external environment and economic events and their potential impacts to credit risk

Effective presentation, interpersonal, written and verbal communication skills

Effective relationship building and negotiation skills

Proficient computer navigation skills using a variety of software packages, including Microsoft Office applications and word processing, spreadsheets, databases, and presentations

Applicable professional certifications