The Mutual Group ยท 1 day ago
Commercial Casualty Claims Adjuster - Remote Opportunity
United States
Full-time
Remote
Senior Level
$59K/yr - $99K/yr
5+ years expThe Mutual Group is seeking a Commercial Casualty Claims Adjuster to serve as a partner to their members by processing claims accurately and efficiently. The role involves handling various types of commercial liability claims, investigating coverage and loss causes, and negotiating fair resolutions.
Insurance
Responsibilities
This position handles Commercial General Liability, Commercial Trucking, Director's & Officer Liability, Employment Practices Liability, Commercial Auto injuries, Contractor's Pollution Liability, Professional Liability and other Casualty exposures
Investigates coverage and cause of loss on routine to more complicated claims, which includes but is not limited to policy review, interviewing all parties associated with the loss and gathering and analyzing all necessary investigative documentation
Handles non-represented, represented and litigated injury and property damage claims including investigating and evaluating those exposures. Identifies exposures with significate severity to triage to the large loss team
Provides accurate assessments and negotiates fair and efficient claims resolutions while managing costs. Settles losses according to the documented damage, the language of the policy of insurance, pertinent regulatory and statutory considerations and within granted authority
Prepares written communication, including but not limited to settlement letters, disclaimers of coverage and reservation of rights letters
Maintains effective claim file documentation and diary system. Monitor diary to achieve timely development of file and timely disposition of the claim
Recognizes and pursues recovery opportunities and prepares submissions to SIU when indicated
Assigns and supervises field examiners and vendor resources, including but not limited to independent adjusters, engineers and other experts as needed
Assumes additional duties as defined
Qualification
Required
5 or more years in the handling of Commercial Liability Claims
Understands concepts of coverage, policy interpretation, exposure recognition and liability determination to analyze and move claims towards resolution using best practices
Ability to take responsibility and work independently in a home-based environment
Ability to negotiate skillfully in difficult situations
Willingness to travel periodically
New York, Florida or Texas claims handling license required
If not licensed, willingness to obtain state licensing or certification where required within 30 days of employment
Preferred
Environmental claim experience is preferred
Propane Gas Distributors claim experience is preferred
Bachelor's degree preferred
Ability to formulate sound expense, indemnity, and business judgment while supporting loss evaluations and presenting them effectively
Basic computer skills including Microsoft applications
Perform work related simple and advanced mathematical problems and calculations
Compose written correspondence and factual reports which are well organized and concise, utilizing proper English, grammar, punctuation, and spelling
Strong oral and written communication skills
Benefits
Competitive base salary plus incentive plans for eligible team members
401(K) retirement plan that includes a company match of up to 6% of your eligible salary
Free basic life and AD&D, long-term disability and short-term disability insurance
Medical, dental and vision plans to meet your unique healthcare needs
Wellness incentives
Generous time off program that includes personal, holiday and volunteer paid time off
Flexible work schedules and hybrid/remote options for eligible positions
Educational assistance
Company
The Mutual Group
The Mutual Group is an innovative insurance services platform providing a comprehensive suite of solutions designed to enhance the operational efficiency, scalability and long-term success of mutual insurance carriers.
201-500 employees
Funding
Current Stage
Growth StageCompany data provided by crunchbase