First Citizens Bank · 1 day ago
Regional Commercial Real Estate Credit Officer
Florida, United States
Full-time
Hybrid
Senior Level
6+ years expFirst Citizens Bank is seeking a Regional Commercial Real Estate Credit Officer to review, negotiate, and make decisions on business loans for the Credit Administration function. The role involves ensuring compliance with credit policies, mentoring less experienced associates, and maintaining relationships with management and business units.
BankingInsuranceLendingPaymentsWealth Management
Responsibilities
Loan Review - Analyzes, negotiates, and declines or approves business loans and servicing plans. Assesses credit risks and establishes appropriate grades. Ensures loan decisions are consistent, objective, and compliant while meeting Bank and customer needs. Communicates credit decisions to all involved parties and recommends further action
Credit Expertise - Maintains current knowledge market and industry trends that affect the extension of credit, and communicates changes to lending personnel. Advises credit approval associates within the assigned region on analyzing, negotiating, strategizing, and underwriting credits. Serves as the primary contact to associates through knowledge of the business loan decision process
Relationship Development - Establishes and maintains working relationships with management, associates, and business units to ensure that business lending objectives are effectively communicated and carried out. Represent the Credit Administration department on various committees. Participates in various civic and trade groups to network for the Bank's benefit
Business Support - Identifies training needs, process improvements, and skill deficiencies among line units. Recommends departmental policies and procedures to address identified issues
Qualification
Required
Bachelor's Degree and 6 years of experience in Business credit analysis, or Lending, or Underwriting, or Credit approval
High School Diploma or GED and 10 years of experience in Business credit analysis, or Lending, or Underwriting, or Credit approval
Preferred
4+ years of experience in Commercial Real Estate Lending across a variety of asset classes
Strong Proficiency in Microsoft Platform including Excel, Word, Outlook, and Teams
Company
First Citizens Bank
First Citizens Bank provides banking services, essential business and professional services, wealth management capabilities, and more.
10001+ employees
H1B Sponsorship
First Citizens Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (126)
2024 (115)
2023 (249)
2022 (53)
2021 (12)
2020 (9)
Funding
Current Stage
Public CompanyTotal Funding
$33M2021-05-07Post Ipo Debt· $10M
2018-08-29Post Ipo Debt· $23M
1986-10-31IPO
Leadership Team
C
Craig Nix
Chief Financial Officer
Greg Smith
Chief Information and Operations Officer
Recent News
2026-01-06
2025-12-22
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