Western National Insurance · 1 day ago
Claims Representative- Auto Physical Damage
Western National Insurance Group is a private mutual insurance company with over 120 years of experience serving customers' property-and-casualty insurance needs. They are seeking a Claims Representative to join their Auto Physical Damage team, responsible for investigating, evaluating, negotiating, and resolving multi-line insurance claims.
Auto InsuranceCommercial InsuranceInsurance
Responsibilities
Handles high volume, low-to-moderate complexity claims within settlement authority
Ensures customer service excellence
Investigates and reviews policy forms, facts, and documents that are related to claims to make appropriate decisions on claims resolutions
Establishes and reviews proper reserves for each claim based upon thorough investigation, evaluation, and experience while maintaining appropriate reports to ensure the current status of claims is clearly documented at all times
Provides direction to outside resources
Performs duties and activities covered by specific instructions, standard practices, and established procedures that generally require some interpretation
Gathers input and makes recommendations to solve problems of moderate complexity
Deals with moderately complex problems that must be broken down into manageable pieces
Sees relationships between problem components and prioritizes them
Utilizes knowledge, experience, and available resources to find solutions
Participates in development of improvements and helps implement changes
Maintains regular contact with customers (e.g., policyholders, claimants, agents) as well as regular contact with employees across the organization and outside vendors
Travels for field work as required
Performs special projects and other duties as assigned
Qualification
Required
Understanding of industry practices, standards, and claim concepts
Prior claims experience
Ability to multitask and solve problems
Proficient oral and written communication skills
Strong negotiation and relationship-building skills
Analytical with ability to exercise sound business judgment
Good time management skills
Bachelor's degree or equivalent related experience
Preferred
Working toward AIC or AINS certification is preferred
Proficient use of various core systems, office and computer equipment, and software packages
Benefits
Medical insurance plan options and other standard employee benefits, including dental insurance, vision benefits, life insurance, disability insurance, and more!
Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
401(k) Plan (plus company match)
Wellbeing Program, including onsite fitness studio
Paid Time Off – including holiday, vacation, and volunteer
100% company-paid tuition reimbursement for approved job-relevant coursework and access to The Institutes (Risk and insurance education)
Paid parental leave
Bonus opportunities