ING Americas ยท 23 hours ago
Experienced Analyst, Sector-Based & Specialized Lending
New York, NY
Full-time
Hybrid
Entry Level
$105K/yr - $115K/yr
1+ years expING Americas is a leading financial services provider in the Wholesale Banking division, offering innovative products to corporate and institutional clients. The Analyst role involves supporting senior bankers in various lending transactions across multiple sectors, providing a foundation for a credit-focused career.
Financial Services
Responsibilities
The Lending Team is involved with every new lending transaction and takes primary responsibility for many of the key processes, which include:
Preparing credit approval packages including annexes and all requisite attachments
Preparing financial models including cash flow forecasts, valuations, and sensitivity analysis
Developing key underwriting assumptions based on a deep understanding of the asset, market and industry trends
Running internal models, including risk ratings and loan pricing
Interfacing with loan operations, treasury, legal teams, clients and co-lenders to coordinate loan closings
Reviewing legal documentation and validating key terms & conditions
The Lending Team works closely with the client relationship managers and/or the Deal Principles on originating and structuring deals, including:
Due diligence, market research and analytics
Term sheet negotiations
Preparing Commercial Committee (Green Light) memos, presentations and discussions with Risk Management
Analysis of different transaction structures and providing recommendations
Attending meetings and calls with clients including transaction-related due diligence
Ensuring a consistent level of quality and policy compliance through training and development activities
Staying current on organizational operating policies and procedures (i.e. Risk, Legal, etc.) to ensure appropriate protocols are implemented and followed, and facilitate these accordingly
Qualification
Required
Bachelors' degree demonstrating high academic achievement
1+ years of relevant work experience, including experience in credit analysis and financial modeling will be a plus
Financial analysis and modeling skills, proficiency with Microsoft Excel
Strong organizational skills
Understanding of credit analysis and of debt capital markets
Committed and dedicated individual who will continuously improve the way the team works
Collaborative, team oriented, and able to work effectively across functions and regions
Strong writing, presentation and communication skills
Ability to thrive in a fast-paced environment with multiple competing priorities
Self-motivated and willing to work in a deal oriented and deadline driven environment
Strong work ethic, positive attitude, and professional demeanor
Knowledge of, or high degree of interest in, any of the following industries: Renewables & Power, Hydrocarbons & New Energies, TMT, Infrastructure, Trade & Commodity Finance, Real Estate, Investment Industry Finance, Transport & Logistics, Financial Institutions, Export Finance, Food & Agriculture, or Metals & Mining
Benefits
Comprehensive health benefits
Generous 401k savings plan
Competitive PTO
Adoption, surrogacy, and fertility services
Student debt assistance
Subsidies for expenses associated with commuting and fitness
Company
ING Americas
ING Americas offers a full array of wholesale financial products, such as commercial lending, financial markets and advisory products and services in the U.S.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Eduardo Gonzalez Arellano
Americas Chief Data Officer / Data Protecion Executive (DPE), Global WB COO Executive Data Steward
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