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Choice Bank · 1 day ago

Residential Mortgage Underwriter II

Minneapolis, MN

Full-time

Hybrid

Entry, Mid Level

2+ years exp

Choice Bank is a financial institution that prioritizes a people-first approach. They are seeking a Residential Mortgage Underwriter II who will evaluate residential real estate credit applications, ensuring compliance and credit worthiness while also mentoring operations specialists.

BankingFinanceFinancial Services

Responsibilities

Conduct credit risk review and apply conditions required to comply with product, program, and regulatory specifications

Perform appraisal analysis to ensure acceptable collateral position

Ensure compliance with internal, state, and federal compliance through continuous education and evaluation of internal procedures and controls

Communicate credit risk decisions to applicants and mortgage industry credit partners

Along with the Manager of Residential Mortgage Operations, mentor operations specialists on underwriter considerations and enhancements

Supports, advances, and is responsible for meeting Premier Experience service standards within the Mortgage Department

Assists with departmental projects

Actively participate in internal and external continuing education for mortgage loan operations and professional development

Contain knowledge of company products and services

Have a working knowledge of Choice Financial’s policies and procedures and comply with them

Maintain complete confidentiality with regards to customer accounts, loans and bank relationships

Project a positive image of Choice Financial when representing the organization

Actively support management and organizational goals

Interact with other employees to promote teamwork, communications, trust and respect

Adapt to meet the ever-changing customer and community needs

Performs duties outside normal scope as assigned

Qualification

Mortgage loan operationsCredit risk evaluationAnalytical thinkingRegulatory complianceMicrosoft OfficeInterpersonal skillsWritten communicationOral communicationProblem-solvingOrganizational skills