JPMorganChase · 22 hours ago
Underwriter III
Apple Valley, CA
Full-time
Onsite
Senior Level
5+ years expJPMorgan Chase is a leading financial services firm, and they are seeking an Underwriter III in Auto Finance. The role involves reviewing credit applications, making credit decisions, and optimizing profit while supporting daily operations in auto financing.
Asset ManagementBankingFinancial Services
Responsibilities
Review credit applications and make credit decisions in compliance with credit policy requirements and regulations
Assist in daily operations by reviewing policy and pricing exceptions
Structure decisions to maximize profit and enhance relationships
Process automobile applications, emphasizing response time, application volume, and approval quality
Meet or exceed targets for ROE, volume, conversion ratios, and other business metrics
Initiate sales calls and prepare written follow-ups as needed
Provide prompt, accurate responses to customer inquiries
Qualification
Required
5+ years of experience in credit auto
Experience reviewing credit bureau reports
Proficiency in credit decisioning and a solid understanding of consumer credit and relevant federal and state regulations
Comprehensive knowledge of indirect loan, refinance, direct and lease programs, bank products, and services
Expert knowledge of credit philosophy, policies, loan documentation, and related legal issues
Thorough understanding of the bank's policies, procedures, products, and inherent risks
Superior analytical skills with excellent written and verbal communication abilities
Results-oriented with high personal initiative and proven leadership skills
Preferred
Experience in sales and/or leasing
Proven ability to manage multiple tasks and projects in a fast-paced environment
Experience collaborating with cross-functional teams to achieve common goals
Strong interpersonal and communication skills for effective teamwork with diverse stakeholders
Demonstrate judgment and decisiveness
Benefits
Comprehensive health care coverage
On-site health and wellness centers
A retirement savings plan
Backup childcare
Tuition reimbursement
Mental health support
Financial coaching
Company
JPMorganChase
With a history tracing its roots to 1799 in New York City, JPMorganChase is one of the world's oldest, largest, and best-known financial institutions—carrying forth the innovative spirit of our heritage firms in global operations across 100 markets.
10001+ employees
H1B Sponsorship
JPMorganChase has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (3471)
2024 (3469)
2023 (3395)
2022 (3594)
2021 (2515)
2020 (2495)
Funding
Current Stage
Public CompanyTotal Funding
unknown1998-02-01IPO
Leadership Team
Allison Beer
CEO of Card Services and Connected Commerce
Dan Mendelson
CEO, Morgan Health
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