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First PREMIER Bank/PREMIER Bankcard · 2 days ago

Senior Credit Analyst

Sioux Falls, SD

Full-time

Onsite

Senior Level

First PREMIER Bank is seeking a Senior Credit Analyst to conduct complex credit analysis and support the structuring of commercial loan relationships. This role involves partnering with Business Bankers to prepare credit arrangements, providing financial insights, and ensuring compliance with lending policies while mentoring junior analysts.

BankingFinanceFinancial ServicesLending

H1B Sponsor Likely

Responsibilities

Independently analyze complex borrower financials, identify trends and risk factors, and prepare detailed credit arrangements in partnership with Business Bankers to support sound lending decisions

Attend and participate in weekly loan committee meetings, providing expert-level input and responding to questions regarding financial analysis, loan structure, and borrower performance

Monitor credit approval timelines and assist Business Bankers with the timely completion of credit memos and annual reviews in alignment with internal lending guidelines

Engage directly with clients when needed to clarify financial data, assist with credit-related questions, and serve as a secondary point of contact in the lender’s absence

Qualification

Credit analysisFinancial statement interpretationCredit risk identificationLoan structuringCompliance with credit policyCommunication skillsMentoringTime management

Required

Expertise in interpreting complex financial statements, identifying credit risks, and preparing thorough and accurate credit arrangements

Strong ability to work closely with Business Bankers and clients, clearly communicate financial insights, and contribute to loan committee discussions

Proficiency in managing multiple credit tasks with precision and ensuring compliance with internal credit policy, documentation standards, and deadlines

Demonstrated ability to independently analyze complex financial statements and contribute to credit structuring and approval processes

Preferred

Bachelor's degree in business, Finance, Accounting, or a related field is preferred; equivalent combination of education and experience will be considered

Benefits

Full medical benefits when working 20+ hours per week

Traditional and High-Deductible health plan options available

FREE dental and vision coverage

Generous Paid Time Off plans

401(k) – dollar-for-dollar match up to 5% of total compensation

Special discounts and offers for events at the Denny Sanford PREMIER Center

PREMIER Wellness Program

Paid Community Volunteer Hours – PREMIER averages 30,000 hours per year

Fun Employee Parties

Company

First PREMIER Bank/PREMIER Bankcard

First PREMIER Bank and PREMIER Bankcard are considered one of the strongest financial organizations in the nation.

Founded in 1989

Sioux Falls, South Dakota, USA

1001-5000 employees

http://www.firstpremier.com

H1B Sponsorship

First PREMIER Bank/PREMIER Bankcard has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (10)

2024 (6)

2023 (5)

2022 (7)

2021 (2)

2020 (5)