Alliance Bank · 1 week ago
Credit Analyst
Sulphur Springs, TX
Full-time
Onsite
Entry Level
3+ years expAlliance Bank is seeking a Credit Analyst to assist the lending staff in developing, analyzing, and monitoring loan customers. The role involves preparing loan requests, reviewing existing loan files, and analyzing financial information while providing excellent customer service and promoting the bank's products.
BankingFinancial Services
Responsibilities
Actively sell and cross-sell bank services
Provide prompt, courteous, and friendly service
Assist credit analyst in the preparation of loan presentation sheets for Commercial, Agricultural and Real Estate notes
Have a working knowledge of financial statements and income statements and how they interact
Have the ability to analyze financial statement and income statements for a variety of business types
Must have the ability to create cash flows and stress tests for various types of businesses
Must be able to clearly communicate analysis findings in writing for loan presentation
Prepare Financial Statement analysis at the request of the credit analyst
Review and create covenant and compliance certificates for existing applicable loans and participations
Review and analyze remote deposit capture and ACH accounts
Complete contractor questionnaires as necessary
Assist and back-up credit analyst in his or her daily job functions
Participate in community affairs to increase Alliance Bank’s visibility and to enhance new business opportunities
Keep updated on all Alliance Bank policies and procedures pertaining to this position
Remain updated on banking industry rules and regulations
Attendance and punctuality a must
Qualification
Required
Ability to read, write and speak the English language, bilingual helpful
Ability to respond to customer requests with tact, diplomacy, and a sense of urgency
High School diploma (or equivalency) and knowledge of specialized principals that would be obtained through a completion of a minimum 90 credit hours in a four year academic program in a related field such as, finance, accounting, banking, etc
Three (3) years' experience in banking or job related field and/or education or a combination of education and experience providing equivalent knowledge
Ability to operate basic office equipment i.e. calculator, and PC; with job related software
Must be proficient in Microsoft Excel and Word
Ability to handle bank and customer transactions with a high level of confidentiality
Office setting with moderately varied desk-oriented activity
Repetitive movement of finger, wrist, and hand
Personify Alliance Bank's mission statement of 'The best in all we do.'
Actively sell and cross-sell bank services
Provide prompt, courteous, and friendly service
Assist credit analyst in the preparation of loan presentation sheets for Commercial, Agricultural and Real Estate notes
Have a working knowledge of financial statements and income statements and how they interact
Have the ability to analyze financial statement and income statements for a variety of business types
Must have the ability to create cash flows and stress tests for various types of businesses
Must be able to clearly communicate analysis findings in writing for loan presentation
Prepare Financial Statement analysis at the request of the credit analyst
Review and create covenant and compliance certificates for existing applicable loans and participations
Review and analyze remote deposit capture and ACH accounts
Complete contractor questionnaires as necessary
Assist and back-up credit analyst in his or her daily job functions
Participate in community affairs to increase Alliance Bank's visibility and to enhance new business opportunities
Keep updated on all Alliance Bank policies and procedures pertaining to this position
Remain updated on banking industry rules and regulations
Attendance and punctuality a must
Company
Alliance Bank
Alliance Bank is a financial services company that provides private banking, mortgage, and personal banking services.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Shane Pilarski
President/CEO
Jonathan Elkins, MBA
SVP, Chief Lending Officer
Company data provided by crunchbase