Marqeta · 1 day ago
Credit Risk Senior Manager, Underwriting
United States
Full-time
Remote
Senior Level, Lead/Staff
$176K/yr - $258K/yr
8+ years expMarqeta is a company focused on credit risk innovation, and they are seeking a Credit Risk Senior Manager for Underwriting. In this role, you will lead the credit risk strategy, work closely with various internal teams, and establish best-in-class credit strategies and underwriting models.
Credit CardsCryptocurrencyDebit CardsFinTechPayments
Responsibilities
Build, review, and refine Marqeta's consumer and business underwriting strategies
Proactively monitor and adjust Marqeta’s credit policies based on performance and risk trends
Work with data scientists to build best in class credit risk and cash flow models
Establish credit strategies for our consumer and commercial credit card programs that directly drive KPIs, i.e., approval rates, new accounts, loss rate, profit margin etc
Draft underwriting and risk documentation, work with bank partners on model validation and governance, and report KPIs to senior management on a regular basis
Partner with product to build modern credit stacks and data strategy leveraging financial, bank, and third-party datasets, to enable underwriting automation with big data
Provide analytical support and materials (loss forecasts, profitability) for capital markets and co-brand partners
Provide risk consulting services to our bank partners and customers, recommending improvements to credit strategies
Qualification
Required
8+ years of experience in credit, fintechs preferred
Bachelor's degree or equivalent college-level education in Finance, Business, Accounting, Economics, Statistics, Math or similar fields
Experience partnering with product and finance teams to bring best-in-class credit strategies and solutions to market
Expertise in Excel and SQL modeling
Strong verbal and written communication skills
Ability to work in a fast-paced, dynamic environment and adapt to changing priorities
Preferred
Experience in capital markets (e.g., ABS, securitization, warehouse lines)
Experience in fraud management
Benefits
Multiple health insurance options
Flexible time off – take what you need
Retirement savings program with company contribution and after tax contributions
Equity in a publicly-traded company and an Employee Stock Purchase Program
Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
Free therapy sessions, financial and professional coaching, and legal advice
Monthly stipend to support our remote work model
Annual “development dollars” to support our people growth and development
Through Flex First, the freedom to live and work wherever you and your family thrive
Company
Marqeta
Marqeta is a card issuing platform that provides infrastructure and tools to help companies build and manage payment programs.
501-1000 employees
H1B Sponsorship
Marqeta has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (57)
2024 (75)
2023 (44)
2022 (122)
2021 (70)
2020 (28)
Funding
Current Stage
Public CompanyTotal Funding
$530.11MKey Investors
MastercardCoatueICONIQ Growth
2021-06-09Post Ipo Equity
2021-06-09IPO
2021-04-23Series Unknown· $2.11M
Leadership Team
Mike Milotich
Chief Executive Officer
Heather Gantt-Evans
Chief Information Security Officer, SVP of Cybersecurity
Recent News
2026-01-08
FX News Group
2026-01-08
Payments Dive
2026-01-08
Company data provided by crunchbase