American National Bank of Texas · 2 days ago
Senior Mortgage Loan Officer
Hurst, TX
Full-time
Onsite
Mid, Senior Level
3+ years expAmerican National Bank of Texas is seeking a Senior Mortgage Loan Officer who is accountable for originating residential mortgage loans and ensuring credit quality and customer service. The role includes developing relationships for loan origination, advising applicants on mortgage options, and maintaining compliance with regulations.
BankingFinancial ServicesMortgage
Responsibilities
Create, develops, and maintains relationships with referral and industry sources for the origination of investment quality mortgage loans in order to maximize volume and income and meet banking center profitability goals
Interfaces with the borrower as necessary to take and document a complete and accurate loan application and determines creditworthiness by analyzing customers' financial condition, examining and evaluating the acceptability of collateral, and determining the capacity of the customer to repay the loan
Sets expectations for the borrow as to the processes required for loan approval and terms of the loan applied for, and communicates with the borrower throughout the loan process, approval and closing stages
Responds to customer inquiries and generates from both their own contacts and from other bank businesses channels, as well as identifies and generates referrals for other bank services
Advises applicants of options available to them, explains the difference between various types of mortgages, and negotiates terms and conditions of the loan
Keeps up-to-date with conditions in the local real estate market and with changes in rules and regulations pertaining to both private and government-insured mortgages
Position subject to SAFE Act registration requirements
Qualification
Required
3-5 years of relevant experience in residential construction and permanent lending with compliance training and knowledge or the equivalent
Knowledge of real estate laws and FNMA selling and servicing guidelines
Valid driver's license, clean driving record, and reliable transportation for making outside sales calls
Position requires registration with the National Mortgage Licensing and Registry (NMLS)
Working knowledge of Microsoft Excel and MS Word
Basic keyboarding and calculator skills
Must be able to do simple math and carry out written instructions
Preferred
Fluency in English and Spanish
Company
American National Bank of Texas
American National Bank of Texas is one of the oldest independent banks in North Texas.
201-500 employees
Funding
Current Stage
Growth StageTotal Funding
$70M2020-10-13Debt Financing· $70M
Leadership Team
Robert Hulsey
President/CEO
Chris Cronin
Chief Operating Officer
Recent News
2025-11-15
Business Wire
2025-05-17
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